▼ 0.50% · 3.625%
HK$21,935
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,617
−HK$694/mo
Today · 4.125%
HK$23,311
baseline
▲ 0.50% · 4.625%
HK$24,729
+HK$1,418/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,622/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,403
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,057
−HK$664/mo
Today · 4.125%
HK$25,721
baseline
▲ 0.50% · 4.625%
HK$27,077
+HK$1,356/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,442/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,129
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,879
−HK$763/mo
Today · 4.125%
HK$25,642
baseline
▲ 0.50% · 4.625%
HK$27,202
+HK$1,560/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,284/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,843
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,563
−HK$730/mo
Today · 4.125%
HK$28,293
baseline
▲ 0.50% · 4.625%
HK$29,784
+HK$1,491/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,586/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,322
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,141
−HK$832/mo
Today · 4.125%
HK$27,973
baseline
▲ 0.50% · 4.625%
HK$29,675
+HK$1,702/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$55,946/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,283
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,068
−HK$797/mo
Today · 4.125%
HK$30,865
baseline
▲ 0.50% · 4.625%
HK$32,492
+HK$1,627/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$61,730/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,516
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,403
−HK$901/mo
Today · 4.125%
HK$30,304
baseline
▲ 0.50% · 4.625%
HK$32,148
+HK$1,844/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$60,608/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,723
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,574
−HK$863/mo
Today · 4.125%
HK$33,437
baseline
▲ 0.50% · 4.625%
HK$35,200
+HK$1,763/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$66,874/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,709
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,664
−HK$971/mo
Today · 4.125%
HK$32,635
baseline
▲ 0.50% · 4.625%
HK$34,621
+HK$1,986/mo
Deposit HK$2.89M · loan HK$6.73M · min. income ≈ HK$65,270/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,164
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,080
−HK$929/mo
Today · 4.125%
HK$36,009
baseline
▲ 0.50% · 4.625%
HK$37,908
+HK$1,899/mo
Deposit HK$2.89M · loan HK$6.73M · min. income ≈ HK$72,018/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,903
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,926
−HK$1,040/mo
Today · 4.125%
HK$34,966
baseline
▲ 0.50% · 4.625%
HK$37,094
+HK$2,128/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,932/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,604
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,586
−HK$995/mo
Today · 4.125%
HK$38,581
baseline
▲ 0.50% · 4.625%
HK$40,615
+HK$2,034/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,162/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,096
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,188
−HK$1,109/mo
Today · 4.125%
HK$37,297
baseline
▲ 0.50% · 4.625%
HK$39,566
+HK$2,269/mo
Deposit HK$1.92M · loan HK$7.70M · min. income ≈ HK$74,594/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$331,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,044
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,091
−HK$1,063/mo
Today · 4.125%
HK$41,154
baseline
▲ 0.50% · 4.625%
HK$43,323
+HK$2,169/mo
Deposit HK$1.92M · loan HK$7.70M · min. income ≈ HK$82,308/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$331,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,290
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,450
−HK$1,178/mo
Today · 4.125%
HK$39,628
baseline
▲ 0.50% · 4.625%
HK$42,039
+HK$2,411/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$79,256/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,484
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,597
−HK$1,129/mo
Today · 4.125%
HK$43,726
baseline
▲ 0.50% · 4.625%
HK$46,031
+HK$2,305/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$87,452/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,483
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,711
−HK$1,248/mo
Today · 4.125%
HK$41,959
baseline
▲ 0.50% · 4.625%
HK$44,512
+HK$2,553/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$83,918/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,925
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,103
−HK$1,195/mo
Today · 4.125%
HK$46,298
baseline
▲ 0.50% · 4.625%
HK$48,738
+HK$2,440/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$92,596/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,959 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).