▼ 0.50% · 3.625%
HK$17,248
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,785
−HK$545/mo
Today · 4.125%
HK$18,330
baseline
▲ 0.50% · 4.625%
HK$19,445
+HK$1,115/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,660/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,189
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,703
−HK$522/mo
Today · 4.125%
HK$20,225
baseline
▲ 0.50% · 4.625%
HK$21,291
+HK$1,066/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,450/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,973
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,563
−HK$600/mo
Today · 4.125%
HK$20,163
baseline
▲ 0.50% · 4.625%
HK$21,390
+HK$1,227/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$40,326/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,108
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,674
−HK$574/mo
Today · 4.125%
HK$22,248
baseline
▲ 0.50% · 4.625%
HK$23,421
+HK$1,173/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$44,496/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,698
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,342
−HK$654/mo
Today · 4.125%
HK$21,996
baseline
▲ 0.50% · 4.625%
HK$23,334
+HK$1,338/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$43,992/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,026
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,644
−HK$626/mo
Today · 4.125%
HK$24,270
baseline
▲ 0.50% · 4.625%
HK$25,550
+HK$1,280/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$48,540/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,423
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,120
−HK$709/mo
Today · 4.125%
HK$23,829
baseline
▲ 0.50% · 4.625%
HK$25,279
+HK$1,450/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$47,658/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,945
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,614
−HK$679/mo
Today · 4.125%
HK$26,293
baseline
▲ 0.50% · 4.625%
HK$27,679
+HK$1,386/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$52,586/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,148
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,899
−HK$763/mo
Today · 4.125%
HK$25,662
baseline
▲ 0.50% · 4.625%
HK$27,224
+HK$1,562/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,324/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,864
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,585
−HK$731/mo
Today · 4.125%
HK$28,316
baseline
▲ 0.50% · 4.625%
HK$29,808
+HK$1,492/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,632/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,873
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,677
−HK$818/mo
Today · 4.125%
HK$27,495
baseline
▲ 0.50% · 4.625%
HK$29,168
+HK$1,673/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$54,990/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,783
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,555
−HK$783/mo
Today · 4.125%
HK$30,338
baseline
▲ 0.50% · 4.625%
HK$31,937
+HK$1,599/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$60,676/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,597
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,456
−HK$872/mo
Today · 4.125%
HK$29,328
baseline
▲ 0.50% · 4.625%
HK$31,113
+HK$1,785/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$58,656/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,702
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,525
−HK$836/mo
Today · 4.125%
HK$32,361
baseline
▲ 0.50% · 4.625%
HK$34,066
+HK$1,705/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$64,722/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,322
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,234
−HK$927/mo
Today · 4.125%
HK$31,161
baseline
▲ 0.50% · 4.625%
HK$33,057
+HK$1,896/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$62,322/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,621
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,496
−HK$887/mo
Today · 4.125%
HK$34,383
baseline
▲ 0.50% · 4.625%
HK$36,196
+HK$1,813/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$68,766/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,047
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,013
−HK$981/mo
Today · 4.125%
HK$32,994
baseline
▲ 0.50% · 4.625%
HK$35,002
+HK$2,008/mo
Deposit HK$756K · loan HK$6.81M · min. income ≈ HK$65,988/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,540
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,466
−HK$940/mo
Today · 4.125%
HK$36,406
baseline
▲ 0.50% · 4.625%
HK$38,325
+HK$1,919/mo
Deposit HK$756K · loan HK$6.81M · min. income ≈ HK$72,812/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,928 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).