▼ 0.50% · 3.625%
HK$17,272
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$17,809
−HK$546/mo
Today · 4.125%
HK$18,355
baseline
▲ 0.50% · 4.625%
HK$19,472
+HK$1,117/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$36,710/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$227,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,215
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$19,730
−HK$523/mo
Today · 4.125%
HK$20,253
baseline
▲ 0.50% · 4.625%
HK$21,320
+HK$1,067/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$40,506/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$227,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,999
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,590
−HK$600/mo
Today · 4.125%
HK$20,190
baseline
▲ 0.50% · 4.625%
HK$21,419
+HK$1,229/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$40,380/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,136
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,703
−HK$575/mo
Today · 4.125%
HK$22,278
baseline
▲ 0.50% · 4.625%
HK$23,452
+HK$1,174/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$44,556/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,726
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,371
−HK$655/mo
Today · 4.125%
HK$22,026
baseline
▲ 0.50% · 4.625%
HK$23,366
+HK$1,340/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$44,052/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,057
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,676
−HK$627/mo
Today · 4.125%
HK$24,303
baseline
▲ 0.50% · 4.625%
HK$25,584
+HK$1,281/mo
Deposit HK$3.03M · loan HK$4.54M · min. income ≈ HK$48,606/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,453
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,152
−HK$709/mo
Today · 4.125%
HK$23,861
baseline
▲ 0.50% · 4.625%
HK$25,313
+HK$1,452/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$47,722/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,979
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,649
−HK$679/mo
Today · 4.125%
HK$26,328
baseline
▲ 0.50% · 4.625%
HK$27,716
+HK$1,388/mo
Deposit HK$2.65M · loan HK$4.92M · min. income ≈ HK$52,656/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,180
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,932
−HK$765/mo
Today · 4.125%
HK$25,697
baseline
▲ 0.50% · 4.625%
HK$27,260
+HK$1,563/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$51,394/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,900
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,622
−HK$732/mo
Today · 4.125%
HK$28,354
baseline
▲ 0.50% · 4.625%
HK$29,848
+HK$1,494/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$56,708/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,907
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,713
−HK$819/mo
Today · 4.125%
HK$27,532
baseline
▲ 0.50% · 4.625%
HK$29,207
+HK$1,675/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$55,064/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,822
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,595
−HK$784/mo
Today · 4.125%
HK$30,379
baseline
▲ 0.50% · 4.625%
HK$31,980
+HK$1,601/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$60,758/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,635
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,494
−HK$874/mo
Today · 4.125%
HK$29,368
baseline
▲ 0.50% · 4.625%
HK$31,155
+HK$1,787/mo
Deposit HK$1.51M · loan HK$6.06M · min. income ≈ HK$58,736/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,743
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,568
−HK$836/mo
Today · 4.125%
HK$32,404
baseline
▲ 0.50% · 4.625%
HK$34,112
+HK$1,708/mo
Deposit HK$1.51M · loan HK$6.06M · min. income ≈ HK$64,808/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,362
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,275
−HK$928/mo
Today · 4.125%
HK$31,203
baseline
▲ 0.50% · 4.625%
HK$33,102
+HK$1,899/mo
Deposit HK$1.14M · loan HK$6.44M · min. income ≈ HK$62,406/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,665
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,541
−HK$888/mo
Today · 4.125%
HK$34,429
baseline
▲ 0.50% · 4.625%
HK$36,244
+HK$1,815/mo
Deposit HK$1.14M · loan HK$6.44M · min. income ≈ HK$68,858/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,089
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,056
−HK$983/mo
Today · 4.125%
HK$33,039
baseline
▲ 0.50% · 4.625%
HK$35,049
+HK$2,010/mo
Deposit HK$757K · loan HK$6.82M · min. income ≈ HK$66,078/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$227,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,586
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,514
−HK$941/mo
Today · 4.125%
HK$36,455
baseline
▲ 0.50% · 4.625%
HK$38,376
+HK$1,921/mo
Deposit HK$757K · loan HK$6.82M · min. income ≈ HK$72,910/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$227,233 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).