▼ 0.50% · 3.625%
HK$20,702
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,346
−HK$655/mo
Today · 4.125%
HK$22,001
baseline
▲ 0.50% · 4.625%
HK$23,339
+HK$1,338/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,002/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,031
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,649
−HK$627/mo
Today · 4.125%
HK$24,276
baseline
▲ 0.50% · 4.625%
HK$25,555
+HK$1,279/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,552/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,773
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,481
−HK$720/mo
Today · 4.125%
HK$24,201
baseline
▲ 0.50% · 4.625%
HK$25,673
+HK$1,472/mo
Deposit HK$4.09M · loan HK$4.99M · min. income ≈ HK$48,402/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,334
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,014
−HK$689/mo
Today · 4.125%
HK$26,703
baseline
▲ 0.50% · 4.625%
HK$28,111
+HK$1,408/mo
Deposit HK$4.09M · loan HK$4.99M · min. income ≈ HK$53,406/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,843
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,616
−HK$785/mo
Today · 4.125%
HK$26,401
baseline
▲ 0.50% · 4.625%
HK$28,007
+HK$1,606/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,802/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,638
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,379
−HK$752/mo
Today · 4.125%
HK$29,131
baseline
▲ 0.50% · 4.625%
HK$30,666
+HK$1,535/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,262/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,913
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,750
−HK$851/mo
Today · 4.125%
HK$28,601
baseline
▲ 0.50% · 4.625%
HK$30,341
+HK$1,740/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,202/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$277,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,941
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,744
−HK$814/mo
Today · 4.125%
HK$31,558
baseline
▲ 0.50% · 4.625%
HK$33,222
+HK$1,664/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,116/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$277,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,983
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,885
−HK$916/mo
Today · 4.125%
HK$30,801
baseline
▲ 0.50% · 4.625%
HK$32,675
+HK$1,874/mo
Deposit HK$2.72M · loan HK$6.36M · min. income ≈ HK$61,602/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,244
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,109
−HK$877/mo
Today · 4.125%
HK$33,986
baseline
▲ 0.50% · 4.625%
HK$35,777
+HK$1,791/mo
Deposit HK$2.72M · loan HK$6.36M · min. income ≈ HK$67,972/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,054
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,020
−HK$981/mo
Today · 4.125%
HK$33,001
baseline
▲ 0.50% · 4.625%
HK$35,009
+HK$2,008/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$66,002/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,547
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,473
−HK$940/mo
Today · 4.125%
HK$36,413
baseline
▲ 0.50% · 4.625%
HK$38,333
+HK$1,920/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,826/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,124
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,154
−HK$1,047/mo
Today · 4.125%
HK$35,201
baseline
▲ 0.50% · 4.625%
HK$37,343
+HK$2,142/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$70,402/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,850
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,838
−HK$1,003/mo
Today · 4.125%
HK$38,841
baseline
▲ 0.50% · 4.625%
HK$40,888
+HK$2,047/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$77,682/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,194
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,289
−HK$1,112/mo
Today · 4.125%
HK$37,401
baseline
▲ 0.50% · 4.625%
HK$39,677
+HK$2,276/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,802/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,153
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,203
−HK$1,066/mo
Today · 4.125%
HK$41,269
baseline
▲ 0.50% · 4.625%
HK$43,444
+HK$2,175/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,538/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,264
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,424
−HK$1,177/mo
Today · 4.125%
HK$39,601
baseline
▲ 0.50% · 4.625%
HK$42,011
+HK$2,410/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,202/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,456
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,568
−HK$1,128/mo
Today · 4.125%
HK$43,696
baseline
▲ 0.50% · 4.625%
HK$45,999
+HK$2,303/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,392/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,902 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).