▼ 0.50% · 3.625%
HK$16,399
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,909
−HK$518/mo
Today · 4.125%
HK$17,427
baseline
▲ 0.50% · 4.625%
HK$18,488
+HK$1,061/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,854/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,244
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,733
−HK$496/mo
Today · 4.125%
HK$19,229
baseline
▲ 0.50% · 4.625%
HK$20,243
+HK$1,014/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,458/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,039
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,600
−HK$570/mo
Today · 4.125%
HK$19,170
baseline
▲ 0.50% · 4.625%
HK$20,337
+HK$1,167/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,340/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,068
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,606
−HK$546/mo
Today · 4.125%
HK$21,152
baseline
▲ 0.50% · 4.625%
HK$22,267
+HK$1,115/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,304/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,679
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,291
−HK$622/mo
Today · 4.125%
HK$20,913
baseline
▲ 0.50% · 4.625%
HK$22,185
+HK$1,272/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,826/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,893
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,480
−HK$595/mo
Today · 4.125%
HK$23,075
baseline
▲ 0.50% · 4.625%
HK$24,292
+HK$1,217/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,150/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,319
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,982
−HK$674/mo
Today · 4.125%
HK$22,656
baseline
▲ 0.50% · 4.625%
HK$24,034
+HK$1,378/mo
Deposit HK$2.52M · loan HK$4.67M · min. income ≈ HK$45,312/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,717
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,353
−HK$645/mo
Today · 4.125%
HK$24,998
baseline
▲ 0.50% · 4.625%
HK$26,316
+HK$1,318/mo
Deposit HK$2.52M · loan HK$4.67M · min. income ≈ HK$49,996/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,959
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,673
−HK$725/mo
Today · 4.125%
HK$24,398
baseline
▲ 0.50% · 4.625%
HK$25,883
+HK$1,485/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$48,796/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,541
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,226
−HK$695/mo
Today · 4.125%
HK$26,921
baseline
▲ 0.50% · 4.625%
HK$28,340
+HK$1,419/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$53,842/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,599
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,364
−HK$777/mo
Today · 4.125%
HK$26,141
baseline
▲ 0.50% · 4.625%
HK$27,732
+HK$1,591/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$52,282/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,366
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,100
−HK$744/mo
Today · 4.125%
HK$28,844
baseline
▲ 0.50% · 4.625%
HK$30,365
+HK$1,521/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$57,688/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,239
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,055
−HK$829/mo
Today · 4.125%
HK$27,884
baseline
▲ 0.50% · 4.625%
HK$29,581
+HK$1,697/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$55,768/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,190
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,973
−HK$794/mo
Today · 4.125%
HK$30,767
baseline
▲ 0.50% · 4.625%
HK$32,389
+HK$1,622/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$61,534/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,878
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,746
−HK$881/mo
Today · 4.125%
HK$29,627
baseline
▲ 0.50% · 4.625%
HK$31,429
+HK$1,802/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$59,254/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,015
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,846
−HK$844/mo
Today · 4.125%
HK$32,690
baseline
▲ 0.50% · 4.625%
HK$34,413
+HK$1,723/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$65,380/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,518
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,437
−HK$932/mo
Today · 4.125%
HK$31,369
baseline
▲ 0.50% · 4.625%
HK$33,278
+HK$1,909/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$62,738/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,839
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,720
−HK$893/mo
Today · 4.125%
HK$34,613
baseline
▲ 0.50% · 4.625%
HK$36,438
+HK$1,825/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$69,226/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,754 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).