▼ 0.50% · 3.625%
HK$18,193
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,759
−HK$575/mo
Today · 4.125%
HK$19,334
baseline
▲ 0.50% · 4.625%
HK$20,510
+HK$1,176/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,668/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,240
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,782
−HK$551/mo
Today · 4.125%
HK$21,333
baseline
▲ 0.50% · 4.625%
HK$22,458
+HK$1,125/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,666/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,012
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,635
−HK$632/mo
Today · 4.125%
HK$21,267
baseline
▲ 0.50% · 4.625%
HK$22,561
+HK$1,294/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,534/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,264
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,861
−HK$605/mo
Today · 4.125%
HK$23,466
baseline
▲ 0.50% · 4.625%
HK$24,703
+HK$1,237/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,932/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,832
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,511
−HK$690/mo
Today · 4.125%
HK$23,201
baseline
▲ 0.50% · 4.625%
HK$24,612
+HK$1,411/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$46,402/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,288
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,939
−HK$661/mo
Today · 4.125%
HK$25,600
baseline
▲ 0.50% · 4.625%
HK$26,949
+HK$1,349/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$51,200/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,651
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,387
−HK$747/mo
Today · 4.125%
HK$25,134
baseline
▲ 0.50% · 4.625%
HK$26,663
+HK$1,529/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$50,268/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,311
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,017
−HK$716/mo
Today · 4.125%
HK$27,733
baseline
▲ 0.50% · 4.625%
HK$29,195
+HK$1,462/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$55,466/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,470
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,263
−HK$805/mo
Today · 4.125%
HK$27,068
baseline
▲ 0.50% · 4.625%
HK$28,714
+HK$1,646/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,136/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,335
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,095
−HK$771/mo
Today · 4.125%
HK$29,866
baseline
▲ 0.50% · 4.625%
HK$31,441
+HK$1,575/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,732/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,290
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,138
−HK$863/mo
Today · 4.125%
HK$29,001
baseline
▲ 0.50% · 4.625%
HK$30,766
+HK$1,765/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$58,002/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,359
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,174
−HK$826/mo
Today · 4.125%
HK$32,000
baseline
▲ 0.50% · 4.625%
HK$33,686
+HK$1,686/mo
Deposit HK$1.99M · loan HK$5.98M · min. income ≈ HK$64,000/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$239,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,109
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,014
−HK$920/mo
Today · 4.125%
HK$30,934
baseline
▲ 0.50% · 4.625%
HK$32,817
+HK$1,883/mo
Deposit HK$1.60M · loan HK$6.38M · min. income ≈ HK$61,868/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,383
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,252
−HK$881/mo
Today · 4.125%
HK$34,133
baseline
▲ 0.50% · 4.625%
HK$35,932
+HK$1,799/mo
Deposit HK$1.60M · loan HK$6.38M · min. income ≈ HK$68,266/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,928
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,890
−HK$978/mo
Today · 4.125%
HK$32,868
baseline
▲ 0.50% · 4.625%
HK$34,868
+HK$2,000/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$65,736/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,407
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,330
−HK$936/mo
Today · 4.125%
HK$36,266
baseline
▲ 0.50% · 4.625%
HK$38,178
+HK$1,912/mo
Deposit HK$1.20M · loan HK$6.78M · min. income ≈ HK$72,532/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,748
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,766
−HK$1,035/mo
Today · 4.125%
HK$34,801
baseline
▲ 0.50% · 4.625%
HK$36,919
+HK$2,118/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$69,602/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,431
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,408
−HK$992/mo
Today · 4.125%
HK$38,400
baseline
▲ 0.50% · 4.625%
HK$40,424
+HK$2,024/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$76,800/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,356 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).