▼ 0.50% · 3.625%
HK$17,378
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,918
−HK$549/mo
Today · 4.125%
HK$18,467
baseline
▲ 0.50% · 4.625%
HK$19,591
+HK$1,124/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,934/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,332
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,851
−HK$526/mo
Today · 4.125%
HK$20,377
baseline
▲ 0.50% · 4.625%
HK$21,451
+HK$1,074/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,754/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,115
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,710
−HK$604/mo
Today · 4.125%
HK$20,314
baseline
▲ 0.50% · 4.625%
HK$21,550
+HK$1,236/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,628/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,266
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,836
−HK$579/mo
Today · 4.125%
HK$22,415
baseline
▲ 0.50% · 4.625%
HK$23,596
+HK$1,181/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,830/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,853
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,502
−HK$659/mo
Today · 4.125%
HK$22,161
baseline
▲ 0.50% · 4.625%
HK$23,509
+HK$1,348/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,322/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,199
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,821
−HK$631/mo
Today · 4.125%
HK$24,452
baseline
▲ 0.50% · 4.625%
HK$25,741
+HK$1,289/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,904/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,591
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,294
−HK$713/mo
Today · 4.125%
HK$24,007
baseline
▲ 0.50% · 4.625%
HK$25,468
+HK$1,461/mo
Deposit HK$2.67M · loan HK$4.95M · min. income ≈ HK$48,014/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,132
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,806
−HK$684/mo
Today · 4.125%
HK$26,490
baseline
▲ 0.50% · 4.625%
HK$27,886
+HK$1,396/mo
Deposit HK$2.67M · loan HK$4.95M · min. income ≈ HK$52,980/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,329
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,085
−HK$769/mo
Today · 4.125%
HK$25,854
baseline
▲ 0.50% · 4.625%
HK$27,427
+HK$1,573/mo
Deposit HK$2.29M · loan HK$5.33M · min. income ≈ HK$51,708/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,065
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,791
−HK$737/mo
Today · 4.125%
HK$28,528
baseline
▲ 0.50% · 4.625%
HK$30,031
+HK$1,503/mo
Deposit HK$2.29M · loan HK$5.33M · min. income ≈ HK$57,056/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,066
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,877
−HK$824/mo
Today · 4.125%
HK$27,701
baseline
▲ 0.50% · 4.625%
HK$29,386
+HK$1,685/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,402/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,999
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,776
−HK$789/mo
Today · 4.125%
HK$30,565
baseline
▲ 0.50% · 4.625%
HK$32,176
+HK$1,611/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,130/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,804
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,669
−HK$879/mo
Today · 4.125%
HK$29,548
baseline
▲ 0.50% · 4.625%
HK$31,346
+HK$1,798/mo
Deposit HK$1.52M · loan HK$6.10M · min. income ≈ HK$59,096/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,932
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,761
−HK$842/mo
Today · 4.125%
HK$32,603
baseline
▲ 0.50% · 4.625%
HK$34,321
+HK$1,718/mo
Deposit HK$1.52M · loan HK$6.10M · min. income ≈ HK$65,206/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,542
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,461
−HK$933/mo
Today · 4.125%
HK$31,394
baseline
▲ 0.50% · 4.625%
HK$33,305
+HK$1,911/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,788/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,865
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,746
−HK$895/mo
Today · 4.125%
HK$34,641
baseline
▲ 0.50% · 4.625%
HK$36,467
+HK$1,826/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,282/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,280
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,253
−HK$988/mo
Today · 4.125%
HK$33,241
baseline
▲ 0.50% · 4.625%
HK$35,264
+HK$2,023/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$66,482/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,798
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,732
−HK$946/mo
Today · 4.125%
HK$36,678
baseline
▲ 0.50% · 4.625%
HK$38,612
+HK$1,934/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$73,356/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,627 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).