▼ 0.50% · 3.625%
HK$17,789
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,343
−HK$562/mo
Today · 4.125%
HK$18,905
baseline
▲ 0.50% · 4.625%
HK$20,055
+HK$1,150/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,810/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$234,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,790
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,321
−HK$539/mo
Today · 4.125%
HK$20,860
baseline
▲ 0.50% · 4.625%
HK$21,959
+HK$1,099/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,720/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$234,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,568
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,177
−HK$618/mo
Today · 4.125%
HK$20,795
baseline
▲ 0.50% · 4.625%
HK$22,061
+HK$1,266/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$41,590/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$234,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,769
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,353
−HK$593/mo
Today · 4.125%
HK$22,946
baseline
▲ 0.50% · 4.625%
HK$24,155
+HK$1,209/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$45,892/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$234,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,347
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,011
−HK$675/mo
Today · 4.125%
HK$22,686
baseline
▲ 0.50% · 4.625%
HK$24,066
+HK$1,380/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,372/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$234,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,748
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,385
−HK$647/mo
Today · 4.125%
HK$25,032
baseline
▲ 0.50% · 4.625%
HK$26,351
+HK$1,319/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,064/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$234,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,126
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,845
−HK$731/mo
Today · 4.125%
HK$24,576
baseline
▲ 0.50% · 4.625%
HK$26,072
+HK$1,496/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$49,152/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$234,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,728
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,418
−HK$700/mo
Today · 4.125%
HK$27,118
baseline
▲ 0.50% · 4.625%
HK$28,547
+HK$1,429/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$54,236/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$234,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,905
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,680
−HK$787/mo
Today · 4.125%
HK$26,467
baseline
▲ 0.50% · 4.625%
HK$28,077
+HK$1,610/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$52,934/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$234,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,707
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,450
−HK$753/mo
Today · 4.125%
HK$29,203
baseline
▲ 0.50% · 4.625%
HK$30,743
+HK$1,540/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$58,406/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$234,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,684
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,514
−HK$843/mo
Today · 4.125%
HK$28,357
baseline
▲ 0.50% · 4.625%
HK$30,083
+HK$1,726/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$56,714/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$234,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,686
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,482
−HK$807/mo
Today · 4.125%
HK$31,289
baseline
▲ 0.50% · 4.625%
HK$32,939
+HK$1,650/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$62,578/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$234,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,463
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,348
−HK$900/mo
Today · 4.125%
HK$30,248
baseline
▲ 0.50% · 4.625%
HK$32,088
+HK$1,840/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$60,496/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$234,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,665
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,514
−HK$861/mo
Today · 4.125%
HK$33,375
baseline
▲ 0.50% · 4.625%
HK$35,135
+HK$1,760/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$66,750/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$234,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,242
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,182
−HK$956/mo
Today · 4.125%
HK$32,138
baseline
▲ 0.50% · 4.625%
HK$34,094
+HK$1,956/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$64,276/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$234,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,644
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,546
−HK$915/mo
Today · 4.125%
HK$35,461
baseline
▲ 0.50% · 4.625%
HK$37,331
+HK$1,870/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$70,922/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$234,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,021
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,017
−HK$1,012/mo
Today · 4.125%
HK$34,029
baseline
▲ 0.50% · 4.625%
HK$36,099
+HK$2,070/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$68,058/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,623
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,578
−HK$969/mo
Today · 4.125%
HK$37,547
baseline
▲ 0.50% · 4.625%
HK$39,527
+HK$1,980/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$75,094/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$234,044 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).