▼ 0.50% · 3.625%
HK$18,140
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,704
−HK$573/mo
Today · 4.125%
HK$19,277
baseline
▲ 0.50% · 4.625%
HK$20,450
+HK$1,173/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,554/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,180
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,722
−HK$549/mo
Today · 4.125%
HK$21,271
baseline
▲ 0.50% · 4.625%
HK$22,392
+HK$1,121/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,542/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,954
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,575
−HK$630/mo
Today · 4.125%
HK$21,205
baseline
▲ 0.50% · 4.625%
HK$22,495
+HK$1,290/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$42,410/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,198
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,794
−HK$604/mo
Today · 4.125%
HK$23,398
baseline
▲ 0.50% · 4.625%
HK$24,631
+HK$1,233/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$46,796/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,768
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,445
−HK$688/mo
Today · 4.125%
HK$23,133
baseline
▲ 0.50% · 4.625%
HK$24,540
+HK$1,407/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$46,266/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,217
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,866
−HK$659/mo
Today · 4.125%
HK$25,525
baseline
▲ 0.50% · 4.625%
HK$26,870
+HK$1,345/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$51,050/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,582
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,315
−HK$746/mo
Today · 4.125%
HK$25,061
baseline
▲ 0.50% · 4.625%
HK$26,586
+HK$1,525/mo
Deposit HK$2.78M · loan HK$5.17M · min. income ≈ HK$50,122/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,235
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,938
−HK$714/mo
Today · 4.125%
HK$27,652
baseline
▲ 0.50% · 4.625%
HK$29,110
+HK$1,458/mo
Deposit HK$2.78M · loan HK$5.17M · min. income ≈ HK$55,304/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,396
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,186
−HK$802/mo
Today · 4.125%
HK$26,988
baseline
▲ 0.50% · 4.625%
HK$28,631
+HK$1,643/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$53,976/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,253
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$29,010
−HK$769/mo
Today · 4.125%
HK$29,779
baseline
▲ 0.50% · 4.625%
HK$31,349
+HK$1,570/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$59,558/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,210
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,056
−HK$860/mo
Today · 4.125%
HK$28,916
baseline
▲ 0.50% · 4.625%
HK$30,676
+HK$1,760/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$57,832/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,271
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,082
−HK$824/mo
Today · 4.125%
HK$31,906
baseline
▲ 0.50% · 4.625%
HK$33,588
+HK$1,682/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$63,812/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,024
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,927
−HK$917/mo
Today · 4.125%
HK$30,844
baseline
▲ 0.50% · 4.625%
HK$32,721
+HK$1,877/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$61,688/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,289
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,155
−HK$878/mo
Today · 4.125%
HK$34,033
baseline
▲ 0.50% · 4.625%
HK$35,827
+HK$1,794/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$68,066/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,838
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,797
−HK$975/mo
Today · 4.125%
HK$32,772
baseline
▲ 0.50% · 4.625%
HK$34,766
+HK$1,994/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$65,544/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,307
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,227
−HK$933/mo
Today · 4.125%
HK$36,160
baseline
▲ 0.50% · 4.625%
HK$38,066
+HK$1,906/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$72,320/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,652
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,667
−HK$1,032/mo
Today · 4.125%
HK$34,699
baseline
▲ 0.50% · 4.625%
HK$36,811
+HK$2,112/mo
Deposit HK$796K · loan HK$7.16M · min. income ≈ HK$69,398/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,325
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,299
−HK$988/mo
Today · 4.125%
HK$38,287
baseline
▲ 0.50% · 4.625%
HK$40,305
+HK$2,018/mo
Deposit HK$796K · loan HK$7.16M · min. income ≈ HK$76,574/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,656 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).