▼ 0.50% · 3.625%
HK$20,685
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,329
−HK$654/mo
Today · 4.125%
HK$21,983
baseline
▲ 0.50% · 4.625%
HK$23,320
+HK$1,337/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,966/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$277,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,012
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,630
−HK$626/mo
Today · 4.125%
HK$24,256
baseline
▲ 0.50% · 4.625%
HK$25,534
+HK$1,278/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,512/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$277,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,754
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,462
−HK$719/mo
Today · 4.125%
HK$24,181
baseline
▲ 0.50% · 4.625%
HK$25,652
+HK$1,471/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,362/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,314
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,992
−HK$689/mo
Today · 4.125%
HK$26,681
baseline
▲ 0.50% · 4.625%
HK$28,088
+HK$1,407/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,362/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,823
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,595
−HK$784/mo
Today · 4.125%
HK$26,379
baseline
▲ 0.50% · 4.625%
HK$27,984
+HK$1,605/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,758/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,615
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,355
−HK$752/mo
Today · 4.125%
HK$29,107
baseline
▲ 0.50% · 4.625%
HK$30,641
+HK$1,534/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,214/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,891
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,728
−HK$849/mo
Today · 4.125%
HK$28,577
baseline
▲ 0.50% · 4.625%
HK$30,316
+HK$1,739/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,154/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,916
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,718
−HK$814/mo
Today · 4.125%
HK$31,532
baseline
▲ 0.50% · 4.625%
HK$33,194
+HK$1,662/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,064/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,960
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,860
−HK$916/mo
Today · 4.125%
HK$30,776
baseline
▲ 0.50% · 4.625%
HK$32,648
+HK$1,872/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,552/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,217
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,081
−HK$877/mo
Today · 4.125%
HK$33,958
baseline
▲ 0.50% · 4.625%
HK$35,748
+HK$1,790/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,916/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,028
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,993
−HK$981/mo
Today · 4.125%
HK$32,974
baseline
▲ 0.50% · 4.625%
HK$34,980
+HK$2,006/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,948/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,518
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,444
−HK$939/mo
Today · 4.125%
HK$36,383
baseline
▲ 0.50% · 4.625%
HK$38,301
+HK$1,918/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,766/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,097
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,126
−HK$1,046/mo
Today · 4.125%
HK$35,172
baseline
▲ 0.50% · 4.625%
HK$37,312
+HK$2,140/mo
Deposit HK$1.81M · loan HK$7.26M · min. income ≈ HK$70,344/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,820
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,807
−HK$1,002/mo
Today · 4.125%
HK$38,809
baseline
▲ 0.50% · 4.625%
HK$40,855
+HK$2,046/mo
Deposit HK$1.81M · loan HK$7.26M · min. income ≈ HK$77,618/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,165
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,259
−HK$1,111/mo
Today · 4.125%
HK$37,370
baseline
▲ 0.50% · 4.625%
HK$39,644
+HK$2,274/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,740/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,121
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,170
−HK$1,065/mo
Today · 4.125%
HK$41,235
baseline
▲ 0.50% · 4.625%
HK$43,408
+HK$2,173/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,470/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,234
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,392
−HK$1,177/mo
Today · 4.125%
HK$39,569
baseline
▲ 0.50% · 4.625%
HK$41,976
+HK$2,407/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$79,138/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$277,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,422
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,533
−HK$1,127/mo
Today · 4.125%
HK$43,660
baseline
▲ 0.50% · 4.625%
HK$45,961
+HK$2,301/mo
Deposit HK$907K · loan HK$8.16M · min. income ≈ HK$87,320/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$277,154 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).