▼ 0.50% · 3.625%
HK$17,988
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,547
−HK$569/mo
Today · 4.125%
HK$19,116
baseline
▲ 0.50% · 4.625%
HK$20,279
+HK$1,163/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,232/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,011
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,548
−HK$544/mo
Today · 4.125%
HK$21,092
baseline
▲ 0.50% · 4.625%
HK$22,204
+HK$1,112/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,184/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,787
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,402
−HK$625/mo
Today · 4.125%
HK$21,027
baseline
▲ 0.50% · 4.625%
HK$22,307
+HK$1,280/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$42,054/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,012
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,603
−HK$599/mo
Today · 4.125%
HK$23,202
baseline
▲ 0.50% · 4.625%
HK$24,425
+HK$1,223/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$46,404/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,585
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,257
−HK$682/mo
Today · 4.125%
HK$22,939
baseline
▲ 0.50% · 4.625%
HK$24,335
+HK$1,396/mo
Deposit HK$3.16M · loan HK$4.73M · min. income ≈ HK$45,878/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,013
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,658
−HK$653/mo
Today · 4.125%
HK$25,311
baseline
▲ 0.50% · 4.625%
HK$26,645
+HK$1,334/mo
Deposit HK$3.16M · loan HK$4.73M · min. income ≈ HK$50,622/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,384
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,112
−HK$739/mo
Today · 4.125%
HK$24,851
baseline
▲ 0.50% · 4.625%
HK$26,363
+HK$1,512/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$49,702/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,015
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,712
−HK$708/mo
Today · 4.125%
HK$27,420
baseline
▲ 0.50% · 4.625%
HK$28,865
+HK$1,445/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$54,840/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,183
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,966
−HK$796/mo
Today · 4.125%
HK$26,762
baseline
▲ 0.50% · 4.625%
HK$28,391
+HK$1,629/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$53,524/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,016
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,767
−HK$762/mo
Today · 4.125%
HK$29,529
baseline
▲ 0.50% · 4.625%
HK$31,086
+HK$1,557/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$59,058/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,982
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,821
−HK$853/mo
Today · 4.125%
HK$28,674
baseline
▲ 0.50% · 4.625%
HK$30,418
+HK$1,744/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$57,348/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,017
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,822
−HK$817/mo
Today · 4.125%
HK$31,639
baseline
▲ 0.50% · 4.625%
HK$33,306
+HK$1,667/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$63,278/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,780
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,676
−HK$909/mo
Today · 4.125%
HK$30,585
baseline
▲ 0.50% · 4.625%
HK$32,446
+HK$1,861/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$61,170/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,018
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,877
−HK$871/mo
Today · 4.125%
HK$33,748
baseline
▲ 0.50% · 4.625%
HK$35,527
+HK$1,779/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$67,496/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,579
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,530
−HK$967/mo
Today · 4.125%
HK$32,497
baseline
▲ 0.50% · 4.625%
HK$34,474
+HK$1,977/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$64,994/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,019
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,931
−HK$926/mo
Today · 4.125%
HK$35,857
baseline
▲ 0.50% · 4.625%
HK$37,747
+HK$1,890/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$71,714/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,378
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,385
−HK$1,023/mo
Today · 4.125%
HK$34,408
baseline
▲ 0.50% · 4.625%
HK$36,502
+HK$2,094/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$68,816/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,020
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,986
−HK$980/mo
Today · 4.125%
HK$37,966
baseline
▲ 0.50% · 4.625%
HK$39,968
+HK$2,002/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$75,932/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,655 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).