▼ 0.50% · 3.625%
HK$20,503
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,140
−HK$648/mo
Today · 4.125%
HK$21,788
baseline
▲ 0.50% · 4.625%
HK$23,114
+HK$1,326/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,576/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,809
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,421
−HK$620/mo
Today · 4.125%
HK$24,041
baseline
▲ 0.50% · 4.625%
HK$25,309
+HK$1,268/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,082/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$269,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,553
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,254
−HK$713/mo
Today · 4.125%
HK$23,967
baseline
▲ 0.50% · 4.625%
HK$25,426
+HK$1,459/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$47,934/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,090
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,763
−HK$682/mo
Today · 4.125%
HK$26,445
baseline
▲ 0.50% · 4.625%
HK$27,839
+HK$1,394/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,890/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$269,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,603
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,369
−HK$777/mo
Today · 4.125%
HK$26,146
baseline
▲ 0.50% · 4.625%
HK$27,737
+HK$1,591/mo
Deposit HK$3.60M · loan HK$5.39M · min. income ≈ HK$52,292/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,371
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,105
−HK$745/mo
Today · 4.125%
HK$28,850
baseline
▲ 0.50% · 4.625%
HK$30,370
+HK$1,520/mo
Deposit HK$3.60M · loan HK$5.39M · min. income ≈ HK$57,700/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$269,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,654
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,483
−HK$842/mo
Today · 4.125%
HK$28,325
baseline
▲ 0.50% · 4.625%
HK$30,048
+HK$1,723/mo
Deposit HK$3.15M · loan HK$5.84M · min. income ≈ HK$56,650/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,652
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,447
−HK$807/mo
Today · 4.125%
HK$31,254
baseline
▲ 0.50% · 4.625%
HK$32,901
+HK$1,647/mo
Deposit HK$3.15M · loan HK$5.84M · min. income ≈ HK$62,508/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,704
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,597
−HK$907/mo
Today · 4.125%
HK$30,504
baseline
▲ 0.50% · 4.625%
HK$32,360
+HK$1,856/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$61,008/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,933
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,789
−HK$869/mo
Today · 4.125%
HK$33,658
baseline
▲ 0.50% · 4.625%
HK$35,432
+HK$1,774/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$67,316/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,754
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,711
−HK$972/mo
Today · 4.125%
HK$32,683
baseline
▲ 0.50% · 4.625%
HK$34,671
+HK$1,988/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,366/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,214
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,131
−HK$931/mo
Today · 4.125%
HK$36,062
baseline
▲ 0.50% · 4.625%
HK$37,963
+HK$1,901/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,124/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,804
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,825
−HK$1,036/mo
Today · 4.125%
HK$34,861
baseline
▲ 0.50% · 4.625%
HK$36,983
+HK$2,122/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$69,722/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,494
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,473
−HK$993/mo
Today · 4.125%
HK$38,466
baseline
▲ 0.50% · 4.625%
HK$40,494
+HK$2,028/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$76,932/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,855
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,939
−HK$1,101/mo
Today · 4.125%
HK$37,040
baseline
▲ 0.50% · 4.625%
HK$39,294
+HK$2,254/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$74,080/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,775
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,815
−HK$1,055/mo
Today · 4.125%
HK$40,870
baseline
▲ 0.50% · 4.625%
HK$43,025
+HK$2,155/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$81,740/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,905
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,053
−HK$1,166/mo
Today · 4.125%
HK$39,219
baseline
▲ 0.50% · 4.625%
HK$41,606
+HK$2,387/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$78,438/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,056
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,157
−HK$1,117/mo
Today · 4.125%
HK$43,274
baseline
▲ 0.50% · 4.625%
HK$45,555
+HK$2,281/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$86,548/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,743 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).