▼ 0.50% · 3.625%
HK$17,862
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,418
−HK$565/mo
Today · 4.125%
HK$18,983
baseline
▲ 0.50% · 4.625%
HK$20,138
+HK$1,155/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$37,966/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,872
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,405
−HK$540/mo
Today · 4.125%
HK$20,945
baseline
▲ 0.50% · 4.625%
HK$22,050
+HK$1,105/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,890/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,649
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,260
−HK$621/mo
Today · 4.125%
HK$20,881
baseline
▲ 0.50% · 4.625%
HK$22,151
+HK$1,270/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$41,762/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,859
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,445
−HK$595/mo
Today · 4.125%
HK$23,040
baseline
▲ 0.50% · 4.625%
HK$24,254
+HK$1,214/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$46,080/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,435
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,102
−HK$677/mo
Today · 4.125%
HK$22,779
baseline
▲ 0.50% · 4.625%
HK$24,165
+HK$1,386/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,558/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,846
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,486
−HK$649/mo
Today · 4.125%
HK$25,135
baseline
▲ 0.50% · 4.625%
HK$26,459
+HK$1,324/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,270/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,221
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,944
−HK$733/mo
Today · 4.125%
HK$24,677
baseline
▲ 0.50% · 4.625%
HK$26,179
+HK$1,502/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,354/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,833
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,526
−HK$703/mo
Today · 4.125%
HK$27,229
baseline
▲ 0.50% · 4.625%
HK$28,664
+HK$1,435/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,458/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,007
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,785
−HK$791/mo
Today · 4.125%
HK$26,576
baseline
▲ 0.50% · 4.625%
HK$28,193
+HK$1,617/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,152/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,821
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,567
−HK$757/mo
Today · 4.125%
HK$29,324
baseline
▲ 0.50% · 4.625%
HK$30,869
+HK$1,545/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,648/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,794
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,627
−HK$847/mo
Today · 4.125%
HK$28,474
baseline
▲ 0.50% · 4.625%
HK$30,206
+HK$1,732/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$56,948/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,808
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,607
−HK$811/mo
Today · 4.125%
HK$31,418
baseline
▲ 0.50% · 4.625%
HK$33,074
+HK$1,656/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$62,836/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,580
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,469
−HK$903/mo
Today · 4.125%
HK$30,372
baseline
▲ 0.50% · 4.625%
HK$32,220
+HK$1,848/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$60,744/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,795
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,648
−HK$865/mo
Today · 4.125%
HK$33,513
baseline
▲ 0.50% · 4.625%
HK$35,279
+HK$1,766/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$67,026/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,366
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,311
−HK$959/mo
Today · 4.125%
HK$32,270
baseline
▲ 0.50% · 4.625%
HK$34,234
+HK$1,964/mo
Deposit HK$1.18M · loan HK$6.66M · min. income ≈ HK$64,540/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,782
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,688
−HK$919/mo
Today · 4.125%
HK$35,607
baseline
▲ 0.50% · 4.625%
HK$37,484
+HK$1,877/mo
Deposit HK$1.18M · loan HK$6.66M · min. income ≈ HK$71,214/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,152
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,153
−HK$1,016/mo
Today · 4.125%
HK$34,169
baseline
▲ 0.50% · 4.625%
HK$36,248
+HK$2,079/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$68,338/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,769
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,729
−HK$973/mo
Today · 4.125%
HK$37,702
baseline
▲ 0.50% · 4.625%
HK$39,689
+HK$1,987/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$75,404/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,007 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).