▼ 0.50% · 3.625%
HK$20,152
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,779
−HK$637/mo
Today · 4.125%
HK$21,416
baseline
▲ 0.50% · 4.625%
HK$22,719
+HK$1,303/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,832/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$265,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,419
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,021
−HK$610/mo
Today · 4.125%
HK$23,631
baseline
▲ 0.50% · 4.625%
HK$24,876
+HK$1,245/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,262/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$265,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,168
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,857
−HK$701/mo
Today · 4.125%
HK$23,558
baseline
▲ 0.50% · 4.625%
HK$24,991
+HK$1,433/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,116/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,661
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,323
−HK$671/mo
Today · 4.125%
HK$25,994
baseline
▲ 0.50% · 4.625%
HK$27,364
+HK$1,370/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$51,988/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,183
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,935
−HK$764/mo
Today · 4.125%
HK$25,699
baseline
▲ 0.50% · 4.625%
HK$27,263
+HK$1,564/mo
Deposit HK$3.54M · loan HK$5.30M · min. income ≈ HK$51,398/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,903
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,625
−HK$732/mo
Today · 4.125%
HK$28,357
baseline
▲ 0.50% · 4.625%
HK$29,851
+HK$1,494/mo
Deposit HK$3.54M · loan HK$5.30M · min. income ≈ HK$56,714/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,198
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,013
−HK$828/mo
Today · 4.125%
HK$27,841
baseline
▲ 0.50% · 4.625%
HK$29,535
+HK$1,694/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,682/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,145
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,927
−HK$793/mo
Today · 4.125%
HK$30,720
baseline
▲ 0.50% · 4.625%
HK$32,339
+HK$1,619/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,440/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,213
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,091
−HK$892/mo
Today · 4.125%
HK$29,983
baseline
▲ 0.50% · 4.625%
HK$31,807
+HK$1,824/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$59,966/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,387
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,229
−HK$854/mo
Today · 4.125%
HK$33,083
baseline
▲ 0.50% · 4.625%
HK$34,827
+HK$1,744/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,166/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,229
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,169
−HK$955/mo
Today · 4.125%
HK$32,124
baseline
▲ 0.50% · 4.625%
HK$34,079
+HK$1,955/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,248/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$265,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,629
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,531
−HK$915/mo
Today · 4.125%
HK$35,446
baseline
▲ 0.50% · 4.625%
HK$37,314
+HK$1,868/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,892/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$265,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,244
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,247
−HK$1,019/mo
Today · 4.125%
HK$34,266
baseline
▲ 0.50% · 4.625%
HK$36,351
+HK$2,085/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$68,532/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,871
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,833
−HK$976/mo
Today · 4.125%
HK$37,809
baseline
▲ 0.50% · 4.625%
HK$39,802
+HK$1,993/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$75,618/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,259
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,325
−HK$1,082/mo
Today · 4.125%
HK$36,407
baseline
▲ 0.50% · 4.625%
HK$38,623
+HK$2,216/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$72,814/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,113
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,135
−HK$1,037/mo
Today · 4.125%
HK$40,172
baseline
▲ 0.50% · 4.625%
HK$42,289
+HK$2,117/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$80,344/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,274
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,403
−HK$1,146/mo
Today · 4.125%
HK$38,549
baseline
▲ 0.50% · 4.625%
HK$40,895
+HK$2,346/mo
Deposit HK$884K · loan HK$7.95M · min. income ≈ HK$77,098/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,355
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,437
−HK$1,098/mo
Today · 4.125%
HK$42,535
baseline
▲ 0.50% · 4.625%
HK$44,777
+HK$2,242/mo
Deposit HK$884K · loan HK$7.95M · min. income ≈ HK$85,070/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,134 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).