▼ 0.50% · 3.625%
HK$15,734
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,223
−HK$498/mo
Today · 4.125%
HK$16,721
baseline
▲ 0.50% · 4.625%
HK$17,738
+HK$1,017/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,442/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,504
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,973
−HK$477/mo
Today · 4.125%
HK$18,450
baseline
▲ 0.50% · 4.625%
HK$19,422
+HK$972/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,900/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,307
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,846
−HK$547/mo
Today · 4.125%
HK$18,393
baseline
▲ 0.50% · 4.625%
HK$19,512
+HK$1,119/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,786/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,254
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,771
−HK$524/mo
Today · 4.125%
HK$20,295
baseline
▲ 0.50% · 4.625%
HK$21,364
+HK$1,069/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,590/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,881
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,468
−HK$597/mo
Today · 4.125%
HK$20,065
baseline
▲ 0.50% · 4.625%
HK$21,286
+HK$1,221/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,130/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,005
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,568
−HK$572/mo
Today · 4.125%
HK$22,140
baseline
▲ 0.50% · 4.625%
HK$23,307
+HK$1,167/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,280/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,454
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,090
−HK$647/mo
Today · 4.125%
HK$21,737
baseline
▲ 0.50% · 4.625%
HK$23,060
+HK$1,323/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,474/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,755
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,365
−HK$620/mo
Today · 4.125%
HK$23,985
baseline
▲ 0.50% · 4.625%
HK$25,249
+HK$1,264/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$47,970/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,028
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,713
−HK$696/mo
Today · 4.125%
HK$23,409
baseline
▲ 0.50% · 4.625%
HK$24,833
+HK$1,424/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,818/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,506
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,163
−HK$666/mo
Today · 4.125%
HK$25,829
baseline
▲ 0.50% · 4.625%
HK$27,191
+HK$1,362/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,658/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,601
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,335
−HK$746/mo
Today · 4.125%
HK$25,081
baseline
▲ 0.50% · 4.625%
HK$26,607
+HK$1,526/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$50,162/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,256
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,960
−HK$714/mo
Today · 4.125%
HK$27,674
baseline
▲ 0.50% · 4.625%
HK$29,133
+HK$1,459/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$55,348/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,174
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,958
−HK$795/mo
Today · 4.125%
HK$26,753
baseline
▲ 0.50% · 4.625%
HK$28,381
+HK$1,628/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,506/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,006
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,757
−HK$762/mo
Today · 4.125%
HK$29,519
baseline
▲ 0.50% · 4.625%
HK$31,075
+HK$1,556/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$59,038/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,748
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,580
−HK$845/mo
Today · 4.125%
HK$28,425
baseline
▲ 0.50% · 4.625%
HK$30,155
+HK$1,730/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$56,850/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,757
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,555
−HK$809/mo
Today · 4.125%
HK$31,364
baseline
▲ 0.50% · 4.625%
HK$33,018
+HK$1,654/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$62,728/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,321
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,202
−HK$895/mo
Today · 4.125%
HK$30,097
baseline
▲ 0.50% · 4.625%
HK$31,929
+HK$1,832/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,194/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,507
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,352
−HK$857/mo
Today · 4.125%
HK$33,209
baseline
▲ 0.50% · 4.625%
HK$34,960
+HK$1,751/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,418/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,004 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).