▼ 0.50% · 3.625%
HK$4,465
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,604
−HK$141/mo
Today · 4.125%
HK$4,745
baseline
▲ 0.50% · 4.625%
HK$5,034
+HK$289/mo
Deposit HK$979K · loan HK$979K · min. income ≈ HK$9,490/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,967
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,100
−HK$136/mo
Today · 4.125%
HK$5,236
baseline
▲ 0.50% · 4.625%
HK$5,512
+HK$276/mo
Deposit HK$979K · loan HK$979K · min. income ≈ HK$10,472/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,911
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,064
−HK$155/mo
Today · 4.125%
HK$5,219
baseline
▲ 0.50% · 4.625%
HK$5,537
+HK$318/mo
Deposit HK$881K · loan HK$1.08M · min. income ≈ HK$10,438/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,464
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,611
−HK$148/mo
Today · 4.125%
HK$5,759
baseline
▲ 0.50% · 4.625%
HK$6,063
+HK$304/mo
Deposit HK$881K · loan HK$1.08M · min. income ≈ HK$11,518/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,358
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,525
−HK$169/mo
Today · 4.125%
HK$5,694
baseline
▲ 0.50% · 4.625%
HK$6,040
+HK$346/mo
Deposit HK$783K · loan HK$1.17M · min. income ≈ HK$11,388/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,961
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,121
−HK$162/mo
Today · 4.125%
HK$6,283
baseline
▲ 0.50% · 4.625%
HK$6,614
+HK$331/mo
Deposit HK$783K · loan HK$1.17M · min. income ≈ HK$12,566/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,804
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,985
−HK$183/mo
Today · 4.125%
HK$6,168
baseline
▲ 0.50% · 4.625%
HK$6,544
+HK$376/mo
Deposit HK$685K · loan HK$1.27M · min. income ≈ HK$12,336/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,457
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,631
−HK$175/mo
Today · 4.125%
HK$6,806
baseline
▲ 0.50% · 4.625%
HK$7,165
+HK$359/mo
Deposit HK$685K · loan HK$1.27M · min. income ≈ HK$13,612/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,251
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,445
−HK$198/mo
Today · 4.125%
HK$6,643
baseline
▲ 0.50% · 4.625%
HK$7,047
+HK$404/mo
Deposit HK$587K · loan HK$1.37M · min. income ≈ HK$13,286/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,954
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,141
−HK$189/mo
Today · 4.125%
HK$7,330
baseline
▲ 0.50% · 4.625%
HK$7,716
+HK$386/mo
Deposit HK$587K · loan HK$1.37M · min. income ≈ HK$14,660/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,697
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,906
−HK$211/mo
Today · 4.125%
HK$7,117
baseline
▲ 0.50% · 4.625%
HK$7,551
+HK$434/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$14,234/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,451
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,651
−HK$202/mo
Today · 4.125%
HK$7,853
baseline
▲ 0.50% · 4.625%
HK$8,267
+HK$414/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$15,706/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,144
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,366
−HK$226/mo
Today · 4.125%
HK$7,592
baseline
▲ 0.50% · 4.625%
HK$8,054
+HK$462/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,184/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,948
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,161
−HK$216/mo
Today · 4.125%
HK$8,377
baseline
▲ 0.50% · 4.625%
HK$8,819
+HK$442/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,754/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,590
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,827
−HK$239/mo
Today · 4.125%
HK$8,066
baseline
▲ 0.50% · 4.625%
HK$8,557
+HK$491/mo
Deposit HK$294K · loan HK$1.66M · min. income ≈ HK$16,132/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,444
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,671
−HK$230/mo
Today · 4.125%
HK$8,901
baseline
▲ 0.50% · 4.625%
HK$9,370
+HK$469/mo
Deposit HK$294K · loan HK$1.66M · min. income ≈ HK$17,802/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,037
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,287
−HK$254/mo
Today · 4.125%
HK$8,541
baseline
▲ 0.50% · 4.625%
HK$9,061
+HK$520/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,082/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,941
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,181
−HK$243/mo
Today · 4.125%
HK$9,424
baseline
▲ 0.50% · 4.625%
HK$9,921
+HK$497/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,848/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).