▼ 0.50% · 3.625%
HK$3,917
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,039
−HK$124/mo
Today · 4.125%
HK$4,163
baseline
▲ 0.50% · 4.625%
HK$4,416
+HK$253/mo
Deposit HK$859K · loan HK$859K · min. income ≈ HK$8,326/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,358
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,475
−HK$118/mo
Today · 4.125%
HK$4,593
baseline
▲ 0.50% · 4.625%
HK$4,836
+HK$243/mo
Deposit HK$859K · loan HK$859K · min. income ≈ HK$9,186/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,309
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,443
−HK$136/mo
Today · 4.125%
HK$4,579
baseline
▲ 0.50% · 4.625%
HK$4,858
+HK$279/mo
Deposit HK$773K · loan HK$945K · min. income ≈ HK$9,158/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,794
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,922
−HK$131/mo
Today · 4.125%
HK$5,053
baseline
▲ 0.50% · 4.625%
HK$5,319
+HK$266/mo
Deposit HK$773K · loan HK$945K · min. income ≈ HK$10,106/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,701
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,847
−HK$149/mo
Today · 4.125%
HK$4,996
baseline
▲ 0.50% · 4.625%
HK$5,300
+HK$304/mo
Deposit HK$687K · loan HK$1.03M · min. income ≈ HK$9,992/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,230
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,370
−HK$142/mo
Today · 4.125%
HK$5,512
baseline
▲ 0.50% · 4.625%
HK$5,803
+HK$291/mo
Deposit HK$687K · loan HK$1.03M · min. income ≈ HK$11,024/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,093
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,251
−HK$161/mo
Today · 4.125%
HK$5,412
baseline
▲ 0.50% · 4.625%
HK$5,741
+HK$329/mo
Deposit HK$601K · loan HK$1.12M · min. income ≈ HK$10,824/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,665
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,817
−HK$155/mo
Today · 4.125%
HK$5,972
baseline
▲ 0.50% · 4.625%
HK$6,286
+HK$314/mo
Deposit HK$601K · loan HK$1.12M · min. income ≈ HK$11,944/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,484
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,655
−HK$173/mo
Today · 4.125%
HK$5,828
baseline
▲ 0.50% · 4.625%
HK$6,183
+HK$355/mo
Deposit HK$515K · loan HK$1.20M · min. income ≈ HK$11,656/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,101
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,265
−HK$166/mo
Today · 4.125%
HK$6,431
baseline
▲ 0.50% · 4.625%
HK$6,770
+HK$339/mo
Deposit HK$515K · loan HK$1.20M · min. income ≈ HK$12,862/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,876
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,059
−HK$186/mo
Today · 4.125%
HK$6,245
baseline
▲ 0.50% · 4.625%
HK$6,624
+HK$379/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$12,490/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,537
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,712
−HK$178/mo
Today · 4.125%
HK$6,890
baseline
▲ 0.50% · 4.625%
HK$7,253
+HK$363/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$13,780/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,268
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,463
−HK$198/mo
Today · 4.125%
HK$6,661
baseline
▲ 0.50% · 4.625%
HK$7,066
+HK$405/mo
Deposit HK$344K · loan HK$1.37M · min. income ≈ HK$13,322/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,973
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,160
−HK$190/mo
Today · 4.125%
HK$7,350
baseline
▲ 0.50% · 4.625%
HK$7,737
+HK$387/mo
Deposit HK$344K · loan HK$1.37M · min. income ≈ HK$14,700/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,660
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,867
−HK$210/mo
Today · 4.125%
HK$7,077
baseline
▲ 0.50% · 4.625%
HK$7,508
+HK$431/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$14,154/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,409
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,607
−HK$202/mo
Today · 4.125%
HK$7,809
baseline
▲ 0.50% · 4.625%
HK$8,221
+HK$412/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$15,618/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,051
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,271
−HK$222/mo
Today · 4.125%
HK$7,493
baseline
▲ 0.50% · 4.625%
HK$7,949
+HK$456/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$14,986/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,844
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,055
−HK$213/mo
Today · 4.125%
HK$8,268
baseline
▲ 0.50% · 4.625%
HK$8,704
+HK$436/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$16,536/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).