▼ 0.50% · 3.625%
HK$3,196
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,296
−HK$101/mo
Today · 4.125%
HK$3,397
baseline
▲ 0.50% · 4.625%
HK$3,604
+HK$207/mo
Deposit HK$701K · loan HK$701K · min. income ≈ HK$6,794/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,556
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,651
−HK$97/mo
Today · 4.125%
HK$3,748
baseline
▲ 0.50% · 4.625%
HK$3,946
+HK$198/mo
Deposit HK$701K · loan HK$701K · min. income ≈ HK$7,496/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,516
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,625
−HK$112/mo
Today · 4.125%
HK$3,737
baseline
▲ 0.50% · 4.625%
HK$3,964
+HK$227/mo
Deposit HK$631K · loan HK$771K · min. income ≈ HK$7,474/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,912
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,016
−HK$107/mo
Today · 4.125%
HK$4,123
baseline
▲ 0.50% · 4.625%
HK$4,340
+HK$217/mo
Deposit HK$631K · loan HK$771K · min. income ≈ HK$8,246/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,836
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,955
−HK$121/mo
Today · 4.125%
HK$4,076
baseline
▲ 0.50% · 4.625%
HK$4,324
+HK$248/mo
Deposit HK$561K · loan HK$841K · min. income ≈ HK$8,152/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,267
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,382
−HK$116/mo
Today · 4.125%
HK$4,498
baseline
▲ 0.50% · 4.625%
HK$4,735
+HK$237/mo
Deposit HK$561K · loan HK$841K · min. income ≈ HK$8,996/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,155
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,285
−HK$131/mo
Today · 4.125%
HK$4,416
baseline
▲ 0.50% · 4.625%
HK$4,685
+HK$269/mo
Deposit HK$491K · loan HK$911K · min. income ≈ HK$8,832/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,623
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,747
−HK$125/mo
Today · 4.125%
HK$4,872
baseline
▲ 0.50% · 4.625%
HK$5,129
+HK$257/mo
Deposit HK$491K · loan HK$911K · min. income ≈ HK$9,744/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,475
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,614
−HK$142/mo
Today · 4.125%
HK$4,756
baseline
▲ 0.50% · 4.625%
HK$5,045
+HK$289/mo
Deposit HK$421K · loan HK$981K · min. income ≈ HK$9,512/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,978
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,112
−HK$135/mo
Today · 4.125%
HK$5,247
baseline
▲ 0.50% · 4.625%
HK$5,524
+HK$277/mo
Deposit HK$421K · loan HK$981K · min. income ≈ HK$10,494/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,795
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,944
−HK$151/mo
Today · 4.125%
HK$5,095
baseline
▲ 0.50% · 4.625%
HK$5,405
+HK$310/mo
Deposit HK$350K · loan HK$1.05M · min. income ≈ HK$10,190/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,334
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,477
−HK$145/mo
Today · 4.125%
HK$5,622
baseline
▲ 0.50% · 4.625%
HK$5,918
+HK$296/mo
Deposit HK$350K · loan HK$1.05M · min. income ≈ HK$11,244/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,114
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,273
−HK$162/mo
Today · 4.125%
HK$5,435
baseline
▲ 0.50% · 4.625%
HK$5,766
+HK$331/mo
Deposit HK$280K · loan HK$1.12M · min. income ≈ HK$10,870/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,690
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,842
−HK$155/mo
Today · 4.125%
HK$5,997
baseline
▲ 0.50% · 4.625%
HK$6,313
+HK$316/mo
Deposit HK$280K · loan HK$1.12M · min. income ≈ HK$11,994/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,434
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,603
−HK$172/mo
Today · 4.125%
HK$5,775
baseline
▲ 0.50% · 4.625%
HK$6,126
+HK$351/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$11,550/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,045
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,207
−HK$165/mo
Today · 4.125%
HK$6,372
baseline
▲ 0.50% · 4.625%
HK$6,708
+HK$336/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$12,744/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,753
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,932
−HK$182/mo
Today · 4.125%
HK$6,114
baseline
▲ 0.50% · 4.625%
HK$6,486
+HK$372/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$12,228/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,401
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,572
−HK$175/mo
Today · 4.125%
HK$6,747
baseline
▲ 0.50% · 4.625%
HK$7,102
+HK$355/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$13,494/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).