▼ 0.50% · 3.625%
HK$3,582
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,694
−HK$113/mo
Today · 4.125%
HK$3,807
baseline
▲ 0.50% · 4.625%
HK$4,039
+HK$232/mo
Deposit HK$786K · loan HK$786K · min. income ≈ HK$7,614/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,985
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,092
−HK$109/mo
Today · 4.125%
HK$4,201
baseline
▲ 0.50% · 4.625%
HK$4,422
+HK$221/mo
Deposit HK$786K · loan HK$786K · min. income ≈ HK$8,402/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,941
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,063
−HK$125/mo
Today · 4.125%
HK$4,188
baseline
▲ 0.50% · 4.625%
HK$4,443
+HK$255/mo
Deposit HK$707K · loan HK$864K · min. income ≈ HK$8,376/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,384
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,502
−HK$119/mo
Today · 4.125%
HK$4,621
baseline
▲ 0.50% · 4.625%
HK$4,864
+HK$243/mo
Deposit HK$707K · loan HK$864K · min. income ≈ HK$9,242/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,299
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,433
−HK$135/mo
Today · 4.125%
HK$4,568
baseline
▲ 0.50% · 4.625%
HK$4,846
+HK$278/mo
Deposit HK$628K · loan HK$943K · min. income ≈ HK$9,136/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,782
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,911
−HK$130/mo
Today · 4.125%
HK$5,041
baseline
▲ 0.50% · 4.625%
HK$5,307
+HK$266/mo
Deposit HK$628K · loan HK$943K · min. income ≈ HK$10,082/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,657
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,802
−HK$147/mo
Today · 4.125%
HK$4,949
baseline
▲ 0.50% · 4.625%
HK$5,250
+HK$301/mo
Deposit HK$550K · loan HK$1.02M · min. income ≈ HK$9,898/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,181
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,320
−HK$141/mo
Today · 4.125%
HK$5,461
baseline
▲ 0.50% · 4.625%
HK$5,749
+HK$288/mo
Deposit HK$550K · loan HK$1.02M · min. income ≈ HK$10,922/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,015
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,171
−HK$159/mo
Today · 4.125%
HK$5,330
baseline
▲ 0.50% · 4.625%
HK$5,654
+HK$324/mo
Deposit HK$471K · loan HK$1.10M · min. income ≈ HK$10,660/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,580
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,729
−HK$152/mo
Today · 4.125%
HK$5,881
baseline
▲ 0.50% · 4.625%
HK$6,191
+HK$310/mo
Deposit HK$471K · loan HK$1.10M · min. income ≈ HK$11,762/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,374
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,541
−HK$170/mo
Today · 4.125%
HK$5,711
baseline
▲ 0.50% · 4.625%
HK$6,058
+HK$347/mo
Deposit HK$393K · loan HK$1.18M · min. income ≈ HK$11,422/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,978
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,138
−HK$163/mo
Today · 4.125%
HK$6,301
baseline
▲ 0.50% · 4.625%
HK$6,633
+HK$332/mo
Deposit HK$393K · loan HK$1.18M · min. income ≈ HK$12,602/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,732
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,910
−HK$181/mo
Today · 4.125%
HK$6,091
baseline
▲ 0.50% · 4.625%
HK$6,462
+HK$371/mo
Deposit HK$314K · loan HK$1.26M · min. income ≈ HK$12,182/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,377
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,548
−HK$173/mo
Today · 4.125%
HK$6,721
baseline
▲ 0.50% · 4.625%
HK$7,075
+HK$354/mo
Deposit HK$314K · loan HK$1.26M · min. income ≈ HK$13,442/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,090
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,280
−HK$192/mo
Today · 4.125%
HK$6,472
baseline
▲ 0.50% · 4.625%
HK$6,866
+HK$394/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$12,944/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,775
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,957
−HK$184/mo
Today · 4.125%
HK$7,141
baseline
▲ 0.50% · 4.625%
HK$7,518
+HK$377/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$14,282/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,448
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,649
−HK$204/mo
Today · 4.125%
HK$6,853
baseline
▲ 0.50% · 4.625%
HK$7,270
+HK$417/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$13,706/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,174
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,366
−HK$195/mo
Today · 4.125%
HK$7,561
baseline
▲ 0.50% · 4.625%
HK$7,960
+HK$399/mo
Deposit HK$157K · loan HK$1.41M · min. income ≈ HK$15,122/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).