▼ 0.50% · 3.625%
HK$3,391
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,497
−HK$107/mo
Today · 4.125%
HK$3,604
baseline
▲ 0.50% · 4.625%
HK$3,823
+HK$219/mo
Deposit HK$744K · loan HK$744K · min. income ≈ HK$7,208/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,773
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,874
−HK$103/mo
Today · 4.125%
HK$3,977
baseline
▲ 0.50% · 4.625%
HK$4,186
+HK$209/mo
Deposit HK$744K · loan HK$744K · min. income ≈ HK$7,954/mo (50% DSR)
Upfront cash ≈ HK$744K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,730
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,846
−HK$118/mo
Today · 4.125%
HK$3,964
baseline
▲ 0.50% · 4.625%
HK$4,206
+HK$242/mo
Deposit HK$669K · loan HK$818K · min. income ≈ HK$7,928/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,150
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,261
−HK$113/mo
Today · 4.125%
HK$4,374
baseline
▲ 0.50% · 4.625%
HK$4,605
+HK$231/mo
Deposit HK$669K · loan HK$818K · min. income ≈ HK$8,748/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,069
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,196
−HK$129/mo
Today · 4.125%
HK$4,325
baseline
▲ 0.50% · 4.625%
HK$4,588
+HK$263/mo
Deposit HK$595K · loan HK$892K · min. income ≈ HK$8,650/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,527
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,649
−HK$123/mo
Today · 4.125%
HK$4,772
baseline
▲ 0.50% · 4.625%
HK$5,023
+HK$251/mo
Deposit HK$595K · loan HK$892K · min. income ≈ HK$9,544/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,409
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,546
−HK$139/mo
Today · 4.125%
HK$4,685
baseline
▲ 0.50% · 4.625%
HK$4,970
+HK$285/mo
Deposit HK$521K · loan HK$967K · min. income ≈ HK$9,370/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,905
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,036
−HK$134/mo
Today · 4.125%
HK$5,170
baseline
▲ 0.50% · 4.625%
HK$5,442
+HK$272/mo
Deposit HK$521K · loan HK$967K · min. income ≈ HK$10,340/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,748
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,895
−HK$150/mo
Today · 4.125%
HK$5,045
baseline
▲ 0.50% · 4.625%
HK$5,352
+HK$307/mo
Deposit HK$446K · loan HK$1.04M · min. income ≈ HK$10,090/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,282
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,423
−HK$144/mo
Today · 4.125%
HK$5,567
baseline
▲ 0.50% · 4.625%
HK$5,861
+HK$294/mo
Deposit HK$446K · loan HK$1.04M · min. income ≈ HK$11,134/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,087
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,245
−HK$161/mo
Today · 4.125%
HK$5,406
baseline
▲ 0.50% · 4.625%
HK$5,735
+HK$329/mo
Deposit HK$372K · loan HK$1.12M · min. income ≈ HK$10,812/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,659
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,811
−HK$154/mo
Today · 4.125%
HK$5,965
baseline
▲ 0.50% · 4.625%
HK$6,279
+HK$314/mo
Deposit HK$372K · loan HK$1.12M · min. income ≈ HK$11,930/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,426
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,595
−HK$171/mo
Today · 4.125%
HK$5,766
baseline
▲ 0.50% · 4.625%
HK$6,117
+HK$351/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$11,532/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,036
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,198
−HK$164/mo
Today · 4.125%
HK$6,362
baseline
▲ 0.50% · 4.625%
HK$6,698
+HK$336/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$12,724/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,765
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,944
−HK$183/mo
Today · 4.125%
HK$6,127
baseline
▲ 0.50% · 4.625%
HK$6,499
+HK$372/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$12,254/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,414
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,586
−HK$174/mo
Today · 4.125%
HK$6,760
baseline
▲ 0.50% · 4.625%
HK$7,116
+HK$356/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$13,520/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,104
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,294
−HK$193/mo
Today · 4.125%
HK$6,487
baseline
▲ 0.50% · 4.625%
HK$6,882
+HK$395/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$12,974/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,791
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,973
−HK$185/mo
Today · 4.125%
HK$7,158
baseline
▲ 0.50% · 4.625%
HK$7,535
+HK$377/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$14,316/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).