▼ 0.50% · 3.625%
HK$4,192
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,322
−HK$133/mo
Today · 4.125%
HK$4,455
baseline
▲ 0.50% · 4.625%
HK$4,726
+HK$271/mo
Deposit HK$919K · loan HK$919K · min. income ≈ HK$8,910/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,664
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,789
−HK$126/mo
Today · 4.125%
HK$4,915
baseline
▲ 0.50% · 4.625%
HK$5,175
+HK$260/mo
Deposit HK$919K · loan HK$919K · min. income ≈ HK$9,830/mo (50% DSR)
Upfront cash ≈ HK$919K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,611
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,755
−HK$145/mo
Today · 4.125%
HK$4,900
baseline
▲ 0.50% · 4.625%
HK$5,199
+HK$299/mo
Deposit HK$827K · loan HK$1.01M · min. income ≈ HK$9,800/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,130
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,267
−HK$140/mo
Today · 4.125%
HK$5,407
baseline
▲ 0.50% · 4.625%
HK$5,692
+HK$285/mo
Deposit HK$827K · loan HK$1.01M · min. income ≈ HK$10,814/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,030
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,187
−HK$159/mo
Today · 4.125%
HK$5,346
baseline
▲ 0.50% · 4.625%
HK$5,671
+HK$325/mo
Deposit HK$735K · loan HK$1.10M · min. income ≈ HK$10,692/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,596
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,746
−HK$153/mo
Today · 4.125%
HK$5,899
baseline
▲ 0.50% · 4.625%
HK$6,210
+HK$311/mo
Deposit HK$735K · loan HK$1.10M · min. income ≈ HK$11,798/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,450
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,619
−HK$172/mo
Today · 4.125%
HK$5,791
baseline
▲ 0.50% · 4.625%
HK$6,144
+HK$353/mo
Deposit HK$643K · loan HK$1.19M · min. income ≈ HK$11,582/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,063
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,225
−HK$165/mo
Today · 4.125%
HK$6,390
baseline
▲ 0.50% · 4.625%
HK$6,727
+HK$337/mo
Deposit HK$643K · loan HK$1.19M · min. income ≈ HK$12,780/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,869
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,051
−HK$186/mo
Today · 4.125%
HK$6,237
baseline
▲ 0.50% · 4.625%
HK$6,616
+HK$379/mo
Deposit HK$552K · loan HK$1.29M · min. income ≈ HK$12,474/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,529
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,704
−HK$178/mo
Today · 4.125%
HK$6,882
baseline
▲ 0.50% · 4.625%
HK$7,244
+HK$362/mo
Deposit HK$552K · loan HK$1.29M · min. income ≈ HK$13,764/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,288
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,484
−HK$198/mo
Today · 4.125%
HK$6,682
baseline
▲ 0.50% · 4.625%
HK$7,089
+HK$407/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$13,364/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,995
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,183
−HK$190/mo
Today · 4.125%
HK$7,373
baseline
▲ 0.50% · 4.625%
HK$7,762
+HK$389/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$14,746/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,707
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,916
−HK$212/mo
Today · 4.125%
HK$7,128
baseline
▲ 0.50% · 4.625%
HK$7,561
+HK$433/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$14,256/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,462
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,662
−HK$203/mo
Today · 4.125%
HK$7,865
baseline
▲ 0.50% · 4.625%
HK$8,279
+HK$414/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$15,730/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,126
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,348
−HK$225/mo
Today · 4.125%
HK$7,573
baseline
▲ 0.50% · 4.625%
HK$8,034
+HK$461/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$15,146/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,928
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,141
−HK$215/mo
Today · 4.125%
HK$8,356
baseline
▲ 0.50% · 4.625%
HK$8,797
+HK$441/mo
Deposit HK$276K · loan HK$1.56M · min. income ≈ HK$16,712/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,546
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,780
−HK$239/mo
Today · 4.125%
HK$8,019
baseline
▲ 0.50% · 4.625%
HK$8,507
+HK$488/mo
Deposit HK$184K · loan HK$1.65M · min. income ≈ HK$16,038/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,394
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,619
−HK$229/mo
Today · 4.125%
HK$8,848
baseline
▲ 0.50% · 4.625%
HK$9,314
+HK$466/mo
Deposit HK$184K · loan HK$1.65M · min. income ≈ HK$17,696/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).