▼ 0.50% · 3.625%
HK$3,357
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,462
−HK$106/mo
Today · 4.125%
HK$3,568
baseline
▲ 0.50% · 4.625%
HK$3,785
+HK$217/mo
Deposit HK$736K · loan HK$736K · min. income ≈ HK$7,136/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,735
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,835
−HK$102/mo
Today · 4.125%
HK$3,937
baseline
▲ 0.50% · 4.625%
HK$4,144
+HK$207/mo
Deposit HK$736K · loan HK$736K · min. income ≈ HK$7,874/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,693
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,808
−HK$117/mo
Today · 4.125%
HK$3,925
baseline
▲ 0.50% · 4.625%
HK$4,164
+HK$239/mo
Deposit HK$663K · loan HK$810K · min. income ≈ HK$7,850/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,109
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,219
−HK$112/mo
Today · 4.125%
HK$4,331
baseline
▲ 0.50% · 4.625%
HK$4,559
+HK$228/mo
Deposit HK$663K · loan HK$810K · min. income ≈ HK$8,662/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,029
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,154
−HK$128/mo
Today · 4.125%
HK$4,282
baseline
▲ 0.50% · 4.625%
HK$4,542
+HK$260/mo
Deposit HK$589K · loan HK$883K · min. income ≈ HK$8,564/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,482
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,602
−HK$122/mo
Today · 4.125%
HK$4,724
baseline
▲ 0.50% · 4.625%
HK$4,973
+HK$249/mo
Deposit HK$589K · loan HK$883K · min. income ≈ HK$9,448/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,365
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,500
−HK$138/mo
Today · 4.125%
HK$4,638
baseline
▲ 0.50% · 4.625%
HK$4,921
+HK$283/mo
Deposit HK$515K · loan HK$957K · min. income ≈ HK$9,276/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,856
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,986
−HK$132/mo
Today · 4.125%
HK$5,118
baseline
▲ 0.50% · 4.625%
HK$5,388
+HK$270/mo
Deposit HK$515K · loan HK$957K · min. income ≈ HK$10,236/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,700
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,847
−HK$148/mo
Today · 4.125%
HK$4,995
baseline
▲ 0.50% · 4.625%
HK$5,299
+HK$304/mo
Deposit HK$442K · loan HK$1.03M · min. income ≈ HK$9,990/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,229
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,369
−HK$143/mo
Today · 4.125%
HK$5,512
baseline
▲ 0.50% · 4.625%
HK$5,802
+HK$290/mo
Deposit HK$442K · loan HK$1.03M · min. income ≈ HK$11,024/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,036
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,193
−HK$159/mo
Today · 4.125%
HK$5,352
baseline
▲ 0.50% · 4.625%
HK$5,678
+HK$326/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$10,704/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,603
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,753
−HK$152/mo
Today · 4.125%
HK$5,905
baseline
▲ 0.50% · 4.625%
HK$6,217
+HK$312/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$11,810/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,372
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,539
−HK$170/mo
Today · 4.125%
HK$5,709
baseline
▲ 0.50% · 4.625%
HK$6,056
+HK$347/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$11,418/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,976
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,136
−HK$163/mo
Today · 4.125%
HK$6,299
baseline
▲ 0.50% · 4.625%
HK$6,631
+HK$332/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$12,598/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,708
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,885
−HK$181/mo
Today · 4.125%
HK$6,066
baseline
▲ 0.50% · 4.625%
HK$6,435
+HK$369/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$12,132/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,350
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,520
−HK$173/mo
Today · 4.125%
HK$6,693
baseline
▲ 0.50% · 4.625%
HK$7,046
+HK$353/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$13,386/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,043
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,231
−HK$191/mo
Today · 4.125%
HK$6,422
baseline
▲ 0.50% · 4.625%
HK$6,813
+HK$391/mo
Deposit HK$147K · loan HK$1.33M · min. income ≈ HK$12,844/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,723
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,903
−HK$183/mo
Today · 4.125%
HK$7,086
baseline
▲ 0.50% · 4.625%
HK$7,460
+HK$374/mo
Deposit HK$147K · loan HK$1.33M · min. income ≈ HK$14,172/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).