▼ 0.50% · 3.625%
HK$3,414
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,520
−HK$108/mo
Today · 4.125%
HK$3,628
baseline
▲ 0.50% · 4.625%
HK$3,849
+HK$221/mo
Deposit HK$749K · loan HK$749K · min. income ≈ HK$7,256/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,798
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,900
−HK$103/mo
Today · 4.125%
HK$4,003
baseline
▲ 0.50% · 4.625%
HK$4,214
+HK$211/mo
Deposit HK$749K · loan HK$749K · min. income ≈ HK$8,006/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,755
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,872
−HK$119/mo
Today · 4.125%
HK$3,991
baseline
▲ 0.50% · 4.625%
HK$4,234
+HK$243/mo
Deposit HK$674K · loan HK$823K · min. income ≈ HK$7,982/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,178
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,290
−HK$113/mo
Today · 4.125%
HK$4,403
baseline
▲ 0.50% · 4.625%
HK$4,636
+HK$233/mo
Deposit HK$674K · loan HK$823K · min. income ≈ HK$8,806/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,097
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,224
−HK$130/mo
Today · 4.125%
HK$4,354
baseline
▲ 0.50% · 4.625%
HK$4,618
+HK$264/mo
Deposit HK$599K · loan HK$898K · min. income ≈ HK$8,708/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,557
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,680
−HK$124/mo
Today · 4.125%
HK$4,804
baseline
▲ 0.50% · 4.625%
HK$5,057
+HK$253/mo
Deposit HK$599K · loan HK$898K · min. income ≈ HK$9,608/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,438
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,576
−HK$140/mo
Today · 4.125%
HK$4,716
baseline
▲ 0.50% · 4.625%
HK$5,003
+HK$287/mo
Deposit HK$524K · loan HK$973K · min. income ≈ HK$9,432/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,937
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,070
−HK$134/mo
Today · 4.125%
HK$5,204
baseline
▲ 0.50% · 4.625%
HK$5,478
+HK$274/mo
Deposit HK$524K · loan HK$973K · min. income ≈ HK$10,408/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,779
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,928
−HK$151/mo
Today · 4.125%
HK$5,079
baseline
▲ 0.50% · 4.625%
HK$5,388
+HK$309/mo
Deposit HK$449K · loan HK$1.05M · min. income ≈ HK$10,158/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,317
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,460
−HK$144/mo
Today · 4.125%
HK$5,604
baseline
▲ 0.50% · 4.625%
HK$5,900
+HK$296/mo
Deposit HK$449K · loan HK$1.05M · min. income ≈ HK$11,208/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,121
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,280
−HK$162/mo
Today · 4.125%
HK$5,442
baseline
▲ 0.50% · 4.625%
HK$5,773
+HK$331/mo
Deposit HK$374K · loan HK$1.12M · min. income ≈ HK$10,884/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,697
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,850
−HK$155/mo
Today · 4.125%
HK$6,005
baseline
▲ 0.50% · 4.625%
HK$6,321
+HK$316/mo
Deposit HK$374K · loan HK$1.12M · min. income ≈ HK$12,010/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,462
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,632
−HK$173/mo
Today · 4.125%
HK$5,805
baseline
▲ 0.50% · 4.625%
HK$6,158
+HK$353/mo
Deposit HK$299K · loan HK$1.20M · min. income ≈ HK$11,610/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,077
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,240
−HK$165/mo
Today · 4.125%
HK$6,405
baseline
▲ 0.50% · 4.625%
HK$6,743
+HK$338/mo
Deposit HK$299K · loan HK$1.20M · min. income ≈ HK$12,810/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,804
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,984
−HK$184/mo
Today · 4.125%
HK$6,168
baseline
▲ 0.50% · 4.625%
HK$6,543
+HK$375/mo
Deposit HK$225K · loan HK$1.27M · min. income ≈ HK$12,336/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,456
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,630
−HK$175/mo
Today · 4.125%
HK$6,805
baseline
▲ 0.50% · 4.625%
HK$7,164
+HK$359/mo
Deposit HK$225K · loan HK$1.27M · min. income ≈ HK$13,610/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,145
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,336
−HK$194/mo
Today · 4.125%
HK$6,530
baseline
▲ 0.50% · 4.625%
HK$6,928
+HK$398/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$13,060/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,836
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,020
−HK$186/mo
Today · 4.125%
HK$7,206
baseline
▲ 0.50% · 4.625%
HK$7,585
+HK$379/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$14,412/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).