▼ 0.50% · 3.625%
HK$3,324
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,428
−HK$105/mo
Today · 4.125%
HK$3,533
baseline
▲ 0.50% · 4.625%
HK$3,748
+HK$215/mo
Deposit HK$729K · loan HK$729K · min. income ≈ HK$7,066/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,698
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,798
−HK$100/mo
Today · 4.125%
HK$3,898
baseline
▲ 0.50% · 4.625%
HK$4,104
+HK$206/mo
Deposit HK$729K · loan HK$729K · min. income ≈ HK$7,796/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,657
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,771
−HK$115/mo
Today · 4.125%
HK$3,886
baseline
▲ 0.50% · 4.625%
HK$4,123
+HK$237/mo
Deposit HK$656K · loan HK$802K · min. income ≈ HK$7,772/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,068
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,177
−HK$111/mo
Today · 4.125%
HK$4,288
baseline
▲ 0.50% · 4.625%
HK$4,514
+HK$226/mo
Deposit HK$656K · loan HK$802K · min. income ≈ HK$8,576/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,989
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,113
−HK$127/mo
Today · 4.125%
HK$4,240
baseline
▲ 0.50% · 4.625%
HK$4,498
+HK$258/mo
Deposit HK$583K · loan HK$875K · min. income ≈ HK$8,480/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,438
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,557
−HK$121/mo
Today · 4.125%
HK$4,678
baseline
▲ 0.50% · 4.625%
HK$4,925
+HK$247/mo
Deposit HK$583K · loan HK$875K · min. income ≈ HK$9,356/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,322
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,456
−HK$137/mo
Today · 4.125%
HK$4,593
baseline
▲ 0.50% · 4.625%
HK$4,872
+HK$279/mo
Deposit HK$510K · loan HK$948K · min. income ≈ HK$9,186/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,808
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,937
−HK$131/mo
Today · 4.125%
HK$5,068
baseline
▲ 0.50% · 4.625%
HK$5,335
+HK$267/mo
Deposit HK$510K · loan HK$948K · min. income ≈ HK$10,136/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,654
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,799
−HK$147/mo
Today · 4.125%
HK$4,946
baseline
▲ 0.50% · 4.625%
HK$5,247
+HK$301/mo
Deposit HK$437K · loan HK$1.02M · min. income ≈ HK$9,892/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,178
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,317
−HK$141/mo
Today · 4.125%
HK$5,458
baseline
▲ 0.50% · 4.625%
HK$5,745
+HK$287/mo
Deposit HK$437K · loan HK$1.02M · min. income ≈ HK$10,916/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,987
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,142
−HK$157/mo
Today · 4.125%
HK$5,299
baseline
▲ 0.50% · 4.625%
HK$5,622
+HK$323/mo
Deposit HK$364K · loan HK$1.09M · min. income ≈ HK$10,598/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,548
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,696
−HK$151/mo
Today · 4.125%
HK$5,847
baseline
▲ 0.50% · 4.625%
HK$6,156
+HK$309/mo
Deposit HK$364K · loan HK$1.09M · min. income ≈ HK$11,694/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,319
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,485
−HK$168/mo
Today · 4.125%
HK$5,653
baseline
▲ 0.50% · 4.625%
HK$5,997
+HK$344/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$11,306/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,918
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,076
−HK$161/mo
Today · 4.125%
HK$6,237
baseline
▲ 0.50% · 4.625%
HK$6,566
+HK$329/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$12,474/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,652
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,827
−HK$179/mo
Today · 4.125%
HK$6,006
baseline
▲ 0.50% · 4.625%
HK$6,372
+HK$366/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$12,012/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,287
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,456
−HK$171/mo
Today · 4.125%
HK$6,627
baseline
▲ 0.50% · 4.625%
HK$6,976
+HK$349/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$13,254/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,984
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,170
−HK$189/mo
Today · 4.125%
HK$6,359
baseline
▲ 0.50% · 4.625%
HK$6,746
+HK$387/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$12,718/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,657
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,836
−HK$181/mo
Today · 4.125%
HK$7,017
baseline
▲ 0.50% · 4.625%
HK$7,387
+HK$370/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$14,034/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).