▼ 0.50% · 3.625%
HK$3,316
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,420
−HK$104/mo
Today · 4.125%
HK$3,524
baseline
▲ 0.50% · 4.625%
HK$3,739
+HK$215/mo
Deposit HK$727K · loan HK$727K · min. income ≈ HK$7,048/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,689
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,788
−HK$101/mo
Today · 4.125%
HK$3,889
baseline
▲ 0.50% · 4.625%
HK$4,094
+HK$205/mo
Deposit HK$727K · loan HK$727K · min. income ≈ HK$7,778/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,648
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,762
−HK$115/mo
Today · 4.125%
HK$3,877
baseline
▲ 0.50% · 4.625%
HK$4,113
+HK$236/mo
Deposit HK$654K · loan HK$800K · min. income ≈ HK$7,754/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,058
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,167
−HK$111/mo
Today · 4.125%
HK$4,278
baseline
▲ 0.50% · 4.625%
HK$4,503
+HK$225/mo
Deposit HK$654K · loan HK$800K · min. income ≈ HK$8,556/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,980
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,103
−HK$126/mo
Today · 4.125%
HK$4,229
baseline
▲ 0.50% · 4.625%
HK$4,487
+HK$258/mo
Deposit HK$582K · loan HK$873K · min. income ≈ HK$8,458/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,427
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,546
−HK$121/mo
Today · 4.125%
HK$4,667
baseline
▲ 0.50% · 4.625%
HK$4,913
+HK$246/mo
Deposit HK$582K · loan HK$873K · min. income ≈ HK$9,334/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,311
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,445
−HK$137/mo
Today · 4.125%
HK$4,582
baseline
▲ 0.50% · 4.625%
HK$4,860
+HK$278/mo
Deposit HK$509K · loan HK$945K · min. income ≈ HK$9,164/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,796
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,925
−HK$130/mo
Today · 4.125%
HK$5,055
baseline
▲ 0.50% · 4.625%
HK$5,322
+HK$267/mo
Deposit HK$509K · loan HK$945K · min. income ≈ HK$10,110/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,643
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,787
−HK$147/mo
Today · 4.125%
HK$4,934
baseline
▲ 0.50% · 4.625%
HK$5,234
+HK$300/mo
Deposit HK$436K · loan HK$1.02M · min. income ≈ HK$9,868/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,165
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,304
−HK$140/mo
Today · 4.125%
HK$5,444
baseline
▲ 0.50% · 4.625%
HK$5,731
+HK$287/mo
Deposit HK$436K · loan HK$1.02M · min. income ≈ HK$10,888/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,975
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,129
−HK$158/mo
Today · 4.125%
HK$5,287
baseline
▲ 0.50% · 4.625%
HK$5,608
+HK$321/mo
Deposit HK$364K · loan HK$1.09M · min. income ≈ HK$10,574/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,534
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,683
−HK$150/mo
Today · 4.125%
HK$5,833
baseline
▲ 0.50% · 4.625%
HK$6,141
+HK$308/mo
Deposit HK$364K · loan HK$1.09M · min. income ≈ HK$11,666/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,306
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,471
−HK$168/mo
Today · 4.125%
HK$5,639
baseline
▲ 0.50% · 4.625%
HK$5,982
+HK$343/mo
Deposit HK$291K · loan HK$1.16M · min. income ≈ HK$11,278/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,903
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,061
−HK$161/mo
Today · 4.125%
HK$6,222
baseline
▲ 0.50% · 4.625%
HK$6,550
+HK$328/mo
Deposit HK$291K · loan HK$1.16M · min. income ≈ HK$12,444/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,638
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,813
−HK$178/mo
Today · 4.125%
HK$5,991
baseline
▲ 0.50% · 4.625%
HK$6,356
+HK$365/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$11,982/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,272
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,440
−HK$171/mo
Today · 4.125%
HK$6,611
baseline
▲ 0.50% · 4.625%
HK$6,959
+HK$348/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$13,222/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,970
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,155
−HK$189/mo
Today · 4.125%
HK$6,344
baseline
▲ 0.50% · 4.625%
HK$6,730
+HK$386/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$12,688/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,641
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,819
−HK$181/mo
Today · 4.125%
HK$7,000
baseline
▲ 0.50% · 4.625%
HK$7,369
+HK$369/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$14,000/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).