▼ 0.50% · 3.625%
HK$4,308
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,442
−HK$136/mo
Today · 4.125%
HK$4,578
baseline
▲ 0.50% · 4.625%
HK$4,856
+HK$278/mo
Deposit HK$945K · loan HK$945K · min. income ≈ HK$9,156/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,792
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,921
−HK$130/mo
Today · 4.125%
HK$5,051
baseline
▲ 0.50% · 4.625%
HK$5,317
+HK$266/mo
Deposit HK$945K · loan HK$945K · min. income ≈ HK$10,102/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,738
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,886
−HK$150/mo
Today · 4.125%
HK$5,036
baseline
▲ 0.50% · 4.625%
HK$5,342
+HK$306/mo
Deposit HK$850K · loan HK$1.04M · min. income ≈ HK$10,072/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,271
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,413
−HK$143/mo
Today · 4.125%
HK$5,556
baseline
▲ 0.50% · 4.625%
HK$5,849
+HK$293/mo
Deposit HK$850K · loan HK$1.04M · min. income ≈ HK$11,112/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,169
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,330
−HK$163/mo
Today · 4.125%
HK$5,493
baseline
▲ 0.50% · 4.625%
HK$5,828
+HK$335/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$10,986/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,751
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,905
−HK$156/mo
Today · 4.125%
HK$6,061
baseline
▲ 0.50% · 4.625%
HK$6,381
+HK$320/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$12,122/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,600
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,774
−HK$177/mo
Today · 4.125%
HK$5,951
baseline
▲ 0.50% · 4.625%
HK$6,313
+HK$362/mo
Deposit HK$661K · loan HK$1.23M · min. income ≈ HK$11,902/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,230
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,397
−HK$169/mo
Today · 4.125%
HK$6,566
baseline
▲ 0.50% · 4.625%
HK$6,913
+HK$347/mo
Deposit HK$661K · loan HK$1.23M · min. income ≈ HK$13,132/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,031
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,218
−HK$191/mo
Today · 4.125%
HK$6,409
baseline
▲ 0.50% · 4.625%
HK$6,799
+HK$390/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$12,818/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,709
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,889
−HK$183/mo
Today · 4.125%
HK$7,072
baseline
▲ 0.50% · 4.625%
HK$7,444
+HK$372/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$14,144/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,461
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,662
−HK$205/mo
Today · 4.125%
HK$6,867
baseline
▲ 0.50% · 4.625%
HK$7,284
+HK$417/mo
Deposit HK$472K · loan HK$1.42M · min. income ≈ HK$13,734/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,188
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,381
−HK$196/mo
Today · 4.125%
HK$7,577
baseline
▲ 0.50% · 4.625%
HK$7,976
+HK$399/mo
Deposit HK$472K · loan HK$1.42M · min. income ≈ HK$15,154/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,892
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,107
−HK$217/mo
Today · 4.125%
HK$7,324
baseline
▲ 0.50% · 4.625%
HK$7,770
+HK$446/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$14,648/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,668
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,873
−HK$209/mo
Today · 4.125%
HK$8,082
baseline
▲ 0.50% · 4.625%
HK$8,508
+HK$426/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$16,164/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,323
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,551
−HK$231/mo
Today · 4.125%
HK$7,782
baseline
▲ 0.50% · 4.625%
HK$8,256
+HK$474/mo
Deposit HK$283K · loan HK$1.61M · min. income ≈ HK$15,564/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,147
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,365
−HK$222/mo
Today · 4.125%
HK$8,587
baseline
▲ 0.50% · 4.625%
HK$9,040
+HK$453/mo
Deposit HK$283K · loan HK$1.61M · min. income ≈ HK$17,174/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,754
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,995
−HK$245/mo
Today · 4.125%
HK$8,240
baseline
▲ 0.50% · 4.625%
HK$8,741
+HK$501/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,480/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,626
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,857
−HK$235/mo
Today · 4.125%
HK$9,092
baseline
▲ 0.50% · 4.625%
HK$9,571
+HK$479/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,184/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).