▼ 0.50% · 3.625%
HK$4,378
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,514
−HK$138/mo
Today · 4.125%
HK$4,652
baseline
▲ 0.50% · 4.625%
HK$4,935
+HK$283/mo
Deposit HK$960K · loan HK$960K · min. income ≈ HK$9,304/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,870
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,001
−HK$132/mo
Today · 4.125%
HK$5,133
baseline
▲ 0.50% · 4.625%
HK$5,404
+HK$271/mo
Deposit HK$960K · loan HK$960K · min. income ≈ HK$10,266/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,816
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,965
−HK$153/mo
Today · 4.125%
HK$5,118
baseline
▲ 0.50% · 4.625%
HK$5,429
+HK$311/mo
Deposit HK$864K · loan HK$1.06M · min. income ≈ HK$10,236/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,357
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,501
−HK$146/mo
Today · 4.125%
HK$5,647
baseline
▲ 0.50% · 4.625%
HK$5,944
+HK$297/mo
Deposit HK$864K · loan HK$1.06M · min. income ≈ HK$11,294/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,253
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,417
−HK$166/mo
Today · 4.125%
HK$5,583
baseline
▲ 0.50% · 4.625%
HK$5,923
+HK$340/mo
Deposit HK$768K · loan HK$1.15M · min. income ≈ HK$11,166/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,844
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,001
−HK$159/mo
Today · 4.125%
HK$6,160
baseline
▲ 0.50% · 4.625%
HK$6,485
+HK$325/mo
Deposit HK$768K · loan HK$1.15M · min. income ≈ HK$12,320/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,691
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,868
−HK$180/mo
Today · 4.125%
HK$6,048
baseline
▲ 0.50% · 4.625%
HK$6,416
+HK$368/mo
Deposit HK$672K · loan HK$1.25M · min. income ≈ HK$12,096/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,331
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,501
−HK$173/mo
Today · 4.125%
HK$6,674
baseline
▲ 0.50% · 4.625%
HK$7,025
+HK$351/mo
Deposit HK$672K · loan HK$1.25M · min. income ≈ HK$13,348/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,129
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,320
−HK$193/mo
Today · 4.125%
HK$6,513
baseline
▲ 0.50% · 4.625%
HK$6,910
+HK$397/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$13,026/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,818
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,001
−HK$186/mo
Today · 4.125%
HK$7,187
baseline
▲ 0.50% · 4.625%
HK$7,566
+HK$379/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$14,374/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,567
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,771
−HK$208/mo
Today · 4.125%
HK$6,979
baseline
▲ 0.50% · 4.625%
HK$7,403
+HK$424/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$13,958/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,306
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,501
−HK$199/mo
Today · 4.125%
HK$7,700
baseline
▲ 0.50% · 4.625%
HK$8,106
+HK$406/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$15,400/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,005
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,222
−HK$222/mo
Today · 4.125%
HK$7,444
baseline
▲ 0.50% · 4.625%
HK$7,897
+HK$453/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$14,888/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,793
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,002
−HK$212/mo
Today · 4.125%
HK$8,214
baseline
▲ 0.50% · 4.625%
HK$8,646
+HK$432/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$16,428/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,442
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,674
−HK$235/mo
Today · 4.125%
HK$7,909
baseline
▲ 0.50% · 4.625%
HK$8,390
+HK$481/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$15,818/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,280
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,502
−HK$225/mo
Today · 4.125%
HK$8,727
baseline
▲ 0.50% · 4.625%
HK$9,187
+HK$460/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$17,454/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,880
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,125
−HK$249/mo
Today · 4.125%
HK$8,374
baseline
▲ 0.50% · 4.625%
HK$8,884
+HK$510/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,748/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,767
−HK$473/mo
▼ 0.25% · 3.875%
HK$9,002
−HK$238/mo
Today · 4.125%
HK$9,240
baseline
▲ 0.50% · 4.625%
HK$9,727
+HK$487/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,480/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).