▼ 0.50% · 3.625%
HK$4,185
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,315
−HK$132/mo
Today · 4.125%
HK$4,447
baseline
▲ 0.50% · 4.625%
HK$4,718
+HK$271/mo
Deposit HK$918K · loan HK$918K · min. income ≈ HK$8,894/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,656
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,781
−HK$126/mo
Today · 4.125%
HK$4,907
baseline
▲ 0.50% · 4.625%
HK$5,166
+HK$259/mo
Deposit HK$918K · loan HK$918K · min. income ≈ HK$9,814/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,604
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,747
−HK$145/mo
Today · 4.125%
HK$4,892
baseline
▲ 0.50% · 4.625%
HK$5,190
+HK$298/mo
Deposit HK$826K · loan HK$1.01M · min. income ≈ HK$9,784/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,121
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,259
−HK$139/mo
Today · 4.125%
HK$5,398
baseline
▲ 0.50% · 4.625%
HK$5,683
+HK$285/mo
Deposit HK$826K · loan HK$1.01M · min. income ≈ HK$10,796/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,022
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,178
−HK$159/mo
Today · 4.125%
HK$5,337
baseline
▲ 0.50% · 4.625%
HK$5,662
+HK$325/mo
Deposit HK$734K · loan HK$1.10M · min. income ≈ HK$10,674/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,587
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,737
−HK$152/mo
Today · 4.125%
HK$5,889
baseline
▲ 0.50% · 4.625%
HK$6,199
+HK$310/mo
Deposit HK$734K · loan HK$1.10M · min. income ≈ HK$11,778/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,441
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,610
−HK$172/mo
Today · 4.125%
HK$5,782
baseline
▲ 0.50% · 4.625%
HK$6,133
+HK$351/mo
Deposit HK$642K · loan HK$1.19M · min. income ≈ HK$11,564/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,053
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,215
−HK$165/mo
Today · 4.125%
HK$6,380
baseline
▲ 0.50% · 4.625%
HK$6,716
+HK$336/mo
Deposit HK$642K · loan HK$1.19M · min. income ≈ HK$12,760/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,859
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,041
−HK$185/mo
Today · 4.125%
HK$6,226
baseline
▲ 0.50% · 4.625%
HK$6,605
+HK$379/mo
Deposit HK$551K · loan HK$1.28M · min. income ≈ HK$12,452/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,518
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,693
−HK$177/mo
Today · 4.125%
HK$6,870
baseline
▲ 0.50% · 4.625%
HK$7,232
+HK$362/mo
Deposit HK$551K · loan HK$1.28M · min. income ≈ HK$13,740/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,278
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,473
−HK$198/mo
Today · 4.125%
HK$6,671
baseline
▲ 0.50% · 4.625%
HK$7,077
+HK$406/mo
Deposit HK$459K · loan HK$1.38M · min. income ≈ HK$13,342/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,984
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,171
−HK$190/mo
Today · 4.125%
HK$7,361
baseline
▲ 0.50% · 4.625%
HK$7,749
+HK$388/mo
Deposit HK$459K · loan HK$1.38M · min. income ≈ HK$14,722/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,696
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,904
−HK$212/mo
Today · 4.125%
HK$7,116
baseline
▲ 0.50% · 4.625%
HK$7,549
+HK$433/mo
Deposit HK$367K · loan HK$1.47M · min. income ≈ HK$14,232/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,449
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,649
−HK$203/mo
Today · 4.125%
HK$7,852
baseline
▲ 0.50% · 4.625%
HK$8,266
+HK$414/mo
Deposit HK$367K · loan HK$1.47M · min. income ≈ HK$15,704/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,115
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,336
−HK$225/mo
Today · 4.125%
HK$7,561
baseline
▲ 0.50% · 4.625%
HK$8,021
+HK$460/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$15,122/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,915
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,127
−HK$215/mo
Today · 4.125%
HK$8,342
baseline
▲ 0.50% · 4.625%
HK$8,782
+HK$440/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$16,684/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,533
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,767
−HK$238/mo
Today · 4.125%
HK$8,005
baseline
▲ 0.50% · 4.625%
HK$8,493
+HK$488/mo
Deposit HK$184K · loan HK$1.65M · min. income ≈ HK$16,010/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,380
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,605
−HK$228/mo
Today · 4.125%
HK$8,833
baseline
▲ 0.50% · 4.625%
HK$9,299
+HK$466/mo
Deposit HK$184K · loan HK$1.65M · min. income ≈ HK$17,666/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).