▼ 0.50% · 3.625%
HK$3,931
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,053
−HK$125/mo
Today · 4.125%
HK$4,178
baseline
▲ 0.50% · 4.625%
HK$4,432
+HK$254/mo
Deposit HK$862K · loan HK$862K · min. income ≈ HK$8,356/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,373
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,491
−HK$119/mo
Today · 4.125%
HK$4,610
baseline
▲ 0.50% · 4.625%
HK$4,853
+HK$243/mo
Deposit HK$862K · loan HK$862K · min. income ≈ HK$9,220/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,324
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,459
−HK$136/mo
Today · 4.125%
HK$4,595
baseline
▲ 0.50% · 4.625%
HK$4,875
+HK$280/mo
Deposit HK$776K · loan HK$948K · min. income ≈ HK$9,190/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,811
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,940
−HK$130/mo
Today · 4.125%
HK$5,070
baseline
▲ 0.50% · 4.625%
HK$5,338
+HK$268/mo
Deposit HK$776K · loan HK$948K · min. income ≈ HK$10,140/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,717
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,864
−HK$149/mo
Today · 4.125%
HK$5,013
baseline
▲ 0.50% · 4.625%
HK$5,318
+HK$305/mo
Deposit HK$690K · loan HK$1.03M · min. income ≈ HK$10,026/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,248
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,389
−HK$142/mo
Today · 4.125%
HK$5,531
baseline
▲ 0.50% · 4.625%
HK$5,823
+HK$292/mo
Deposit HK$690K · loan HK$1.03M · min. income ≈ HK$11,062/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,110
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,269
−HK$162/mo
Today · 4.125%
HK$5,431
baseline
▲ 0.50% · 4.625%
HK$5,761
+HK$330/mo
Deposit HK$603K · loan HK$1.12M · min. income ≈ HK$10,862/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,685
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,838
−HK$154/mo
Today · 4.125%
HK$5,992
baseline
▲ 0.50% · 4.625%
HK$6,308
+HK$316/mo
Deposit HK$603K · loan HK$1.12M · min. income ≈ HK$11,984/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,503
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,675
−HK$174/mo
Today · 4.125%
HK$5,849
baseline
▲ 0.50% · 4.625%
HK$6,204
+HK$355/mo
Deposit HK$517K · loan HK$1.21M · min. income ≈ HK$11,698/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,123
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,287
−HK$166/mo
Today · 4.125%
HK$6,453
baseline
▲ 0.50% · 4.625%
HK$6,794
+HK$341/mo
Deposit HK$517K · loan HK$1.21M · min. income ≈ HK$12,906/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,897
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,080
−HK$186/mo
Today · 4.125%
HK$6,266
baseline
▲ 0.50% · 4.625%
HK$6,648
+HK$382/mo
Deposit HK$431K · loan HK$1.29M · min. income ≈ HK$12,532/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,560
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,736
−HK$178/mo
Today · 4.125%
HK$6,914
baseline
▲ 0.50% · 4.625%
HK$7,279
+HK$365/mo
Deposit HK$431K · loan HK$1.29M · min. income ≈ HK$13,828/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,290
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,485
−HK$199/mo
Today · 4.125%
HK$6,684
baseline
▲ 0.50% · 4.625%
HK$7,091
+HK$407/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$13,368/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,997
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,185
−HK$190/mo
Today · 4.125%
HK$7,375
baseline
▲ 0.50% · 4.625%
HK$7,764
+HK$389/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$14,750/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,683
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,891
−HK$211/mo
Today · 4.125%
HK$7,102
baseline
▲ 0.50% · 4.625%
HK$7,534
+HK$432/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$14,204/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,435
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,634
−HK$202/mo
Today · 4.125%
HK$7,836
baseline
▲ 0.50% · 4.625%
HK$8,249
+HK$413/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$15,672/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,076
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,296
−HK$224/mo
Today · 4.125%
HK$7,520
baseline
▲ 0.50% · 4.625%
HK$7,977
+HK$457/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$15,040/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,872
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,083
−HK$214/mo
Today · 4.125%
HK$8,297
baseline
▲ 0.50% · 4.625%
HK$8,735
+HK$438/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$16,594/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).