▼ 0.50% · 3.625%
HK$4,137
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,266
−HK$130/mo
Today · 4.125%
HK$4,396
baseline
▲ 0.50% · 4.625%
HK$4,664
+HK$268/mo
Deposit HK$907K · loan HK$907K · min. income ≈ HK$8,792/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,602
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,726
−HK$125/mo
Today · 4.125%
HK$4,851
baseline
▲ 0.50% · 4.625%
HK$5,107
+HK$256/mo
Deposit HK$907K · loan HK$907K · min. income ≈ HK$9,702/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,551
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,692
−HK$144/mo
Today · 4.125%
HK$4,836
baseline
▲ 0.50% · 4.625%
HK$5,130
+HK$294/mo
Deposit HK$816K · loan HK$998K · min. income ≈ HK$9,672/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,063
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,198
−HK$138/mo
Today · 4.125%
HK$5,336
baseline
▲ 0.50% · 4.625%
HK$5,617
+HK$281/mo
Deposit HK$816K · loan HK$998K · min. income ≈ HK$10,672/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,964
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,119
−HK$157/mo
Today · 4.125%
HK$5,276
baseline
▲ 0.50% · 4.625%
HK$5,597
+HK$321/mo
Deposit HK$726K · loan HK$1.09M · min. income ≈ HK$10,552/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,523
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,671
−HK$150/mo
Today · 4.125%
HK$5,821
baseline
▲ 0.50% · 4.625%
HK$6,128
+HK$307/mo
Deposit HK$726K · loan HK$1.09M · min. income ≈ HK$11,642/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,378
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,545
−HK$170/mo
Today · 4.125%
HK$5,715
baseline
▲ 0.50% · 4.625%
HK$6,063
+HK$348/mo
Deposit HK$635K · loan HK$1.18M · min. income ≈ HK$11,430/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,983
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,143
−HK$163/mo
Today · 4.125%
HK$6,306
baseline
▲ 0.50% · 4.625%
HK$6,639
+HK$333/mo
Deposit HK$635K · loan HK$1.18M · min. income ≈ HK$12,612/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,792
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,972
−HK$183/mo
Today · 4.125%
HK$6,155
baseline
▲ 0.50% · 4.625%
HK$6,529
+HK$374/mo
Deposit HK$544K · loan HK$1.27M · min. income ≈ HK$12,310/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,443
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,616
−HK$175/mo
Today · 4.125%
HK$6,791
baseline
▲ 0.50% · 4.625%
HK$7,149
+HK$358/mo
Deposit HK$544K · loan HK$1.27M · min. income ≈ HK$13,582/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,205
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,398
−HK$197/mo
Today · 4.125%
HK$6,595
baseline
▲ 0.50% · 4.625%
HK$6,996
+HK$401/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$13,190/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,903
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,089
−HK$187/mo
Today · 4.125%
HK$7,276
baseline
▲ 0.50% · 4.625%
HK$7,660
+HK$384/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$14,552/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,619
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,825
−HK$209/mo
Today · 4.125%
HK$7,034
baseline
▲ 0.50% · 4.625%
HK$7,462
+HK$428/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$14,068/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,364
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,561
−HK$201/mo
Today · 4.125%
HK$7,762
baseline
▲ 0.50% · 4.625%
HK$8,171
+HK$409/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$15,524/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,033
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,252
−HK$222/mo
Today · 4.125%
HK$7,474
baseline
▲ 0.50% · 4.625%
HK$7,929
+HK$455/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$14,948/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,824
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,034
−HK$213/mo
Today · 4.125%
HK$8,247
baseline
▲ 0.50% · 4.625%
HK$8,681
+HK$434/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$16,494/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,446
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,678
−HK$235/mo
Today · 4.125%
HK$7,913
baseline
▲ 0.50% · 4.625%
HK$8,395
+HK$482/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,826/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,284
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,506
−HK$226/mo
Today · 4.125%
HK$8,732
baseline
▲ 0.50% · 4.625%
HK$9,192
+HK$460/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,464/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).