▼ 0.50% · 3.625%
HK$4,082
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,209
−HK$129/mo
Today · 4.125%
HK$4,338
baseline
▲ 0.50% · 4.625%
HK$4,601
+HK$263/mo
Deposit HK$895K · loan HK$895K · min. income ≈ HK$8,676/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,541
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,662
−HK$124/mo
Today · 4.125%
HK$4,786
baseline
▲ 0.50% · 4.625%
HK$5,038
+HK$252/mo
Deposit HK$895K · loan HK$895K · min. income ≈ HK$9,572/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,490
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,629
−HK$142/mo
Today · 4.125%
HK$4,771
baseline
▲ 0.50% · 4.625%
HK$5,062
+HK$291/mo
Deposit HK$805K · loan HK$984K · min. income ≈ HK$9,542/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,995
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,129
−HK$136/mo
Today · 4.125%
HK$5,265
baseline
▲ 0.50% · 4.625%
HK$5,542
+HK$277/mo
Deposit HK$805K · loan HK$984K · min. income ≈ HK$10,530/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,898
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,050
−HK$155/mo
Today · 4.125%
HK$5,205
baseline
▲ 0.50% · 4.625%
HK$5,522
+HK$317/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$10,410/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,449
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,595
−HK$148/mo
Today · 4.125%
HK$5,743
baseline
▲ 0.50% · 4.625%
HK$6,046
+HK$303/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$11,486/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,306
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,471
−HK$168/mo
Today · 4.125%
HK$5,639
baseline
▲ 0.50% · 4.625%
HK$5,982
+HK$343/mo
Deposit HK$626K · loan HK$1.16M · min. income ≈ HK$11,278/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,903
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,061
−HK$161/mo
Today · 4.125%
HK$6,222
baseline
▲ 0.50% · 4.625%
HK$6,550
+HK$328/mo
Deposit HK$626K · loan HK$1.16M · min. income ≈ HK$12,444/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,714
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,892
−HK$181/mo
Today · 4.125%
HK$6,073
baseline
▲ 0.50% · 4.625%
HK$6,442
+HK$369/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$12,146/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,357
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,527
−HK$173/mo
Today · 4.125%
HK$6,700
baseline
▲ 0.50% · 4.625%
HK$7,054
+HK$354/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$13,400/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,122
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,313
−HK$193/mo
Today · 4.125%
HK$6,506
baseline
▲ 0.50% · 4.625%
HK$6,902
+HK$396/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$13,012/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,811
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,994
−HK$185/mo
Today · 4.125%
HK$7,179
baseline
▲ 0.50% · 4.625%
HK$7,557
+HK$378/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$14,358/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,531
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,734
−HK$206/mo
Today · 4.125%
HK$6,940
baseline
▲ 0.50% · 4.625%
HK$7,362
+HK$422/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$13,880/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,265
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,460
−HK$198/mo
Today · 4.125%
HK$7,658
baseline
▲ 0.50% · 4.625%
HK$8,061
+HK$403/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$15,316/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,939
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,154
−HK$220/mo
Today · 4.125%
HK$7,374
baseline
▲ 0.50% · 4.625%
HK$7,822
+HK$448/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,748/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,719
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,926
−HK$210/mo
Today · 4.125%
HK$8,136
baseline
▲ 0.50% · 4.625%
HK$8,565
+HK$429/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,272/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,347
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,575
−HK$233/mo
Today · 4.125%
HK$7,808
baseline
▲ 0.50% · 4.625%
HK$8,283
+HK$475/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,616/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,173
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,392
−HK$223/mo
Today · 4.125%
HK$8,615
baseline
▲ 0.50% · 4.625%
HK$9,069
+HK$454/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,230/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).