▼ 0.50% · 3.625%
HK$4,491
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,630
−HK$142/mo
Today · 4.125%
HK$4,772
baseline
▲ 0.50% · 4.625%
HK$5,063
+HK$291/mo
Deposit HK$985K · loan HK$985K · min. income ≈ HK$9,544/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,996
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,130
−HK$136/mo
Today · 4.125%
HK$5,266
baseline
▲ 0.50% · 4.625%
HK$5,543
+HK$277/mo
Deposit HK$985K · loan HK$985K · min. income ≈ HK$10,532/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,940
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,093
−HK$157/mo
Today · 4.125%
HK$5,250
baseline
▲ 0.50% · 4.625%
HK$5,569
+HK$319/mo
Deposit HK$886K · loan HK$1.08M · min. income ≈ HK$10,500/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,496
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,643
−HK$149/mo
Today · 4.125%
HK$5,792
baseline
▲ 0.50% · 4.625%
HK$6,098
+HK$306/mo
Deposit HK$886K · loan HK$1.08M · min. income ≈ HK$11,584/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,389
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,557
−HK$170/mo
Today · 4.125%
HK$5,727
baseline
▲ 0.50% · 4.625%
HK$6,075
+HK$348/mo
Deposit HK$788K · loan HK$1.18M · min. income ≈ HK$11,454/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,995
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,156
−HK$163/mo
Today · 4.125%
HK$6,319
baseline
▲ 0.50% · 4.625%
HK$6,652
+HK$333/mo
Deposit HK$788K · loan HK$1.18M · min. income ≈ HK$12,638/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,838
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,020
−HK$184/mo
Today · 4.125%
HK$6,204
baseline
▲ 0.50% · 4.625%
HK$6,582
+HK$378/mo
Deposit HK$689K · loan HK$1.28M · min. income ≈ HK$12,408/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,495
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,669
−HK$177/mo
Today · 4.125%
HK$6,846
baseline
▲ 0.50% · 4.625%
HK$7,206
+HK$360/mo
Deposit HK$689K · loan HK$1.28M · min. income ≈ HK$13,692/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,287
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,483
−HK$198/mo
Today · 4.125%
HK$6,681
baseline
▲ 0.50% · 4.625%
HK$7,088
+HK$407/mo
Deposit HK$591K · loan HK$1.38M · min. income ≈ HK$13,362/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,994
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,182
−HK$190/mo
Today · 4.125%
HK$7,372
baseline
▲ 0.50% · 4.625%
HK$7,761
+HK$389/mo
Deposit HK$591K · loan HK$1.38M · min. income ≈ HK$14,744/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,736
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,946
−HK$213/mo
Today · 4.125%
HK$7,159
baseline
▲ 0.50% · 4.625%
HK$7,594
+HK$435/mo
Deposit HK$492K · loan HK$1.48M · min. income ≈ HK$14,318/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,494
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,695
−HK$204/mo
Today · 4.125%
HK$7,899
baseline
▲ 0.50% · 4.625%
HK$8,315
+HK$416/mo
Deposit HK$492K · loan HK$1.48M · min. income ≈ HK$15,798/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,185
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,409
−HK$227/mo
Today · 4.125%
HK$7,636
baseline
▲ 0.50% · 4.625%
HK$8,100
+HK$464/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$15,272/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,993
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,208
−HK$217/mo
Today · 4.125%
HK$8,425
baseline
▲ 0.50% · 4.625%
HK$8,869
+HK$444/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$16,850/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,634
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,872
−HK$241/mo
Today · 4.125%
HK$8,113
baseline
▲ 0.50% · 4.625%
HK$8,607
+HK$494/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,226/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,493
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,721
−HK$231/mo
Today · 4.125%
HK$8,952
baseline
▲ 0.50% · 4.625%
HK$9,424
+HK$472/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,904/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,083
−HK$507/mo
▼ 0.25% · 3.875%
HK$8,335
−HK$255/mo
Today · 4.125%
HK$8,590
baseline
▲ 0.50% · 4.625%
HK$9,113
+HK$523/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$17,180/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,993
−HK$486/mo
▼ 0.25% · 3.875%
HK$9,234
−HK$245/mo
Today · 4.125%
HK$9,479
baseline
▲ 0.50% · 4.625%
HK$9,978
+HK$499/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$18,958/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).