▼ 0.50% · 3.625%
HK$3,993
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,117
−HK$126/mo
Today · 4.125%
HK$4,243
baseline
▲ 0.50% · 4.625%
HK$4,501
+HK$258/mo
Deposit HK$875K · loan HK$875K · min. income ≈ HK$8,486/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,442
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,561
−HK$121/mo
Today · 4.125%
HK$4,682
baseline
▲ 0.50% · 4.625%
HK$4,928
+HK$246/mo
Deposit HK$875K · loan HK$875K · min. income ≈ HK$9,364/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,392
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,528
−HK$139/mo
Today · 4.125%
HK$4,667
baseline
▲ 0.50% · 4.625%
HK$4,951
+HK$284/mo
Deposit HK$788K · loan HK$963K · min. income ≈ HK$9,334/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,886
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,017
−HK$133/mo
Today · 4.125%
HK$5,150
baseline
▲ 0.50% · 4.625%
HK$5,421
+HK$271/mo
Deposit HK$788K · loan HK$963K · min. income ≈ HK$10,300/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,791
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,940
−HK$151/mo
Today · 4.125%
HK$5,091
baseline
▲ 0.50% · 4.625%
HK$5,401
+HK$310/mo
Deposit HK$700K · loan HK$1.05M · min. income ≈ HK$10,182/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,330
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,473
−HK$145/mo
Today · 4.125%
HK$5,618
baseline
▲ 0.50% · 4.625%
HK$5,914
+HK$296/mo
Deposit HK$700K · loan HK$1.05M · min. income ≈ HK$11,236/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,190
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,352
−HK$164/mo
Today · 4.125%
HK$5,516
baseline
▲ 0.50% · 4.625%
HK$5,851
+HK$335/mo
Deposit HK$613K · loan HK$1.14M · min. income ≈ HK$11,032/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,774
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,929
−HK$157/mo
Today · 4.125%
HK$6,086
baseline
▲ 0.50% · 4.625%
HK$6,407
+HK$321/mo
Deposit HK$613K · loan HK$1.14M · min. income ≈ HK$12,172/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,590
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,763
−HK$177/mo
Today · 4.125%
HK$5,940
baseline
▲ 0.50% · 4.625%
HK$6,301
+HK$361/mo
Deposit HK$525K · loan HK$1.23M · min. income ≈ HK$11,880/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,218
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,385
−HK$169/mo
Today · 4.125%
HK$6,554
baseline
▲ 0.50% · 4.625%
HK$6,900
+HK$346/mo
Deposit HK$525K · loan HK$1.23M · min. income ≈ HK$13,108/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,989
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,175
−HK$189/mo
Today · 4.125%
HK$6,364
baseline
▲ 0.50% · 4.625%
HK$6,752
+HK$388/mo
Deposit HK$438K · loan HK$1.31M · min. income ≈ HK$12,728/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,662
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,841
−HK$181/mo
Today · 4.125%
HK$7,022
baseline
▲ 0.50% · 4.625%
HK$7,393
+HK$371/mo
Deposit HK$438K · loan HK$1.31M · min. income ≈ HK$14,044/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,388
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,587
−HK$202/mo
Today · 4.125%
HK$6,789
baseline
▲ 0.50% · 4.625%
HK$7,202
+HK$413/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$13,578/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,107
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,297
−HK$194/mo
Today · 4.125%
HK$7,491
baseline
▲ 0.50% · 4.625%
HK$7,885
+HK$394/mo
Deposit HK$350K · loan HK$1.40M · min. income ≈ HK$14,982/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,787
−HK$426/mo
▼ 0.25% · 3.875%
HK$6,998
−HK$215/mo
Today · 4.125%
HK$7,213
baseline
▲ 0.50% · 4.625%
HK$7,652
+HK$439/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$14,426/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,551
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,753
−HK$206/mo
Today · 4.125%
HK$7,959
baseline
▲ 0.50% · 4.625%
HK$8,378
+HK$419/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$15,918/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,187
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,410
−HK$227/mo
Today · 4.125%
HK$7,637
baseline
▲ 0.50% · 4.625%
HK$8,102
+HK$465/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$15,274/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,995
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,209
−HK$218/mo
Today · 4.125%
HK$8,427
baseline
▲ 0.50% · 4.625%
HK$8,871
+HK$444/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$16,854/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).