▼ 0.50% · 3.625%
HK$3,464
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,572
−HK$109/mo
Today · 4.125%
HK$3,681
baseline
▲ 0.50% · 4.625%
HK$3,905
+HK$224/mo
Deposit HK$760K · loan HK$760K · min. income ≈ HK$7,362/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,854
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,957
−HK$105/mo
Today · 4.125%
HK$4,062
baseline
▲ 0.50% · 4.625%
HK$4,276
+HK$214/mo
Deposit HK$760K · loan HK$760K · min. income ≈ HK$8,124/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,811
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,929
−HK$121/mo
Today · 4.125%
HK$4,050
baseline
▲ 0.50% · 4.625%
HK$4,296
+HK$246/mo
Deposit HK$684K · loan HK$836K · min. income ≈ HK$8,100/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,239
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,353
−HK$115/mo
Today · 4.125%
HK$4,468
baseline
▲ 0.50% · 4.625%
HK$4,704
+HK$236/mo
Deposit HK$684K · loan HK$836K · min. income ≈ HK$8,936/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,157
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,286
−HK$132/mo
Today · 4.125%
HK$4,418
baseline
▲ 0.50% · 4.625%
HK$4,687
+HK$269/mo
Deposit HK$608K · loan HK$912K · min. income ≈ HK$8,836/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,625
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,749
−HK$126/mo
Today · 4.125%
HK$4,875
baseline
▲ 0.50% · 4.625%
HK$5,132
+HK$257/mo
Deposit HK$608K · loan HK$912K · min. income ≈ HK$9,750/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,504
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,644
−HK$142/mo
Today · 4.125%
HK$4,786
baseline
▲ 0.50% · 4.625%
HK$5,077
+HK$291/mo
Deposit HK$532K · loan HK$988K · min. income ≈ HK$9,572/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,010
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,144
−HK$137/mo
Today · 4.125%
HK$5,281
baseline
▲ 0.50% · 4.625%
HK$5,559
+HK$278/mo
Deposit HK$532K · loan HK$988K · min. income ≈ HK$10,562/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,850
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,001
−HK$153/mo
Today · 4.125%
HK$5,154
baseline
▲ 0.50% · 4.625%
HK$5,468
+HK$314/mo
Deposit HK$456K · loan HK$1.06M · min. income ≈ HK$10,308/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,395
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,540
−HK$147/mo
Today · 4.125%
HK$5,687
baseline
▲ 0.50% · 4.625%
HK$5,987
+HK$300/mo
Deposit HK$456K · loan HK$1.06M · min. income ≈ HK$11,374/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,196
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,358
−HK$164/mo
Today · 4.125%
HK$5,522
baseline
▲ 0.50% · 4.625%
HK$5,858
+HK$336/mo
Deposit HK$380K · loan HK$1.14M · min. income ≈ HK$11,044/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,781
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,936
−HK$157/mo
Today · 4.125%
HK$6,093
baseline
▲ 0.50% · 4.625%
HK$6,414
+HK$321/mo
Deposit HK$380K · loan HK$1.14M · min. income ≈ HK$12,186/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,543
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,715
−HK$175/mo
Today · 4.125%
HK$5,890
baseline
▲ 0.50% · 4.625%
HK$6,249
+HK$359/mo
Deposit HK$304K · loan HK$1.22M · min. income ≈ HK$11,780/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,166
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,332
−HK$167/mo
Today · 4.125%
HK$6,499
baseline
▲ 0.50% · 4.625%
HK$6,842
+HK$343/mo
Deposit HK$304K · loan HK$1.22M · min. income ≈ HK$12,998/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,889
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,072
−HK$187/mo
Today · 4.125%
HK$6,259
baseline
▲ 0.50% · 4.625%
HK$6,639
+HK$380/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$12,518/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,552
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,727
−HK$179/mo
Today · 4.125%
HK$6,906
baseline
▲ 0.50% · 4.625%
HK$7,270
+HK$364/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$13,812/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,236
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,430
−HK$197/mo
Today · 4.125%
HK$6,627
baseline
▲ 0.50% · 4.625%
HK$7,030
+HK$403/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$13,254/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,937
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,123
−HK$189/mo
Today · 4.125%
HK$7,312
baseline
▲ 0.50% · 4.625%
HK$7,697
+HK$385/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$14,624/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).