▼ 0.50% · 3.625%
HK$16,267
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$16,773
−HK$514/mo
Today · 4.125%
HK$17,287
baseline
▲ 0.50% · 4.625%
HK$18,339
+HK$1,052/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,574/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$214,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,097
−HK$978/mo
▼ 0.25% · 3.875%
HK$18,582
−HK$493/mo
Today · 4.125%
HK$19,075
baseline
▲ 0.50% · 4.625%
HK$20,080
+HK$1,005/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,150/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$214,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,894
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,450
−HK$566/mo
Today · 4.125%
HK$19,016
baseline
▲ 0.50% · 4.625%
HK$20,173
+HK$1,157/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$38,032/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$214,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,907
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,441
−HK$541/mo
Today · 4.125%
HK$20,982
baseline
▲ 0.50% · 4.625%
HK$22,088
+HK$1,106/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$41,964/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$214,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,520
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,128
−HK$617/mo
Today · 4.125%
HK$20,745
baseline
▲ 0.50% · 4.625%
HK$22,007
+HK$1,262/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$41,490/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,716
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,299
−HK$591/mo
Today · 4.125%
HK$22,890
baseline
▲ 0.50% · 4.625%
HK$24,096
+HK$1,206/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$45,780/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,147
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,805
−HK$668/mo
Today · 4.125%
HK$22,473
baseline
▲ 0.50% · 4.625%
HK$23,841
+HK$1,368/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$44,946/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$214,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,526
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,157
−HK$640/mo
Today · 4.125%
HK$24,797
baseline
▲ 0.50% · 4.625%
HK$26,104
+HK$1,307/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$49,594/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$214,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,774
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,482
−HK$720/mo
Today · 4.125%
HK$24,202
baseline
▲ 0.50% · 4.625%
HK$25,675
+HK$1,473/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,404/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$214,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,336
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,015
−HK$690/mo
Today · 4.125%
HK$26,705
baseline
▲ 0.50% · 4.625%
HK$28,112
+HK$1,407/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,410/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$214,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,401
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,160
−HK$771/mo
Today · 4.125%
HK$25,931
baseline
▲ 0.50% · 4.625%
HK$27,509
+HK$1,578/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$51,862/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,145
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,873
−HK$739/mo
Today · 4.125%
HK$28,612
baseline
▲ 0.50% · 4.625%
HK$30,120
+HK$1,508/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$57,224/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,027
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,837
−HK$822/mo
Today · 4.125%
HK$27,659
baseline
▲ 0.50% · 4.625%
HK$29,342
+HK$1,683/mo
Deposit HK$1.43M · loan HK$5.71M · min. income ≈ HK$55,318/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,955
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,732
−HK$787/mo
Today · 4.125%
HK$30,519
baseline
▲ 0.50% · 4.625%
HK$32,128
+HK$1,609/mo
Deposit HK$1.43M · loan HK$5.71M · min. income ≈ HK$61,038/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,654
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,514
−HK$874/mo
Today · 4.125%
HK$29,388
baseline
▲ 0.50% · 4.625%
HK$31,176
+HK$1,788/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$58,776/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$214,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,765
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,590
−HK$837/mo
Today · 4.125%
HK$32,427
baseline
▲ 0.50% · 4.625%
HK$34,136
+HK$1,709/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$64,854/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$214,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,281
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,192
−HK$925/mo
Today · 4.125%
HK$31,117
baseline
▲ 0.50% · 4.625%
HK$33,010
+HK$1,893/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$62,234/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$214,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,575
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,448
−HK$886/mo
Today · 4.125%
HK$34,334
baseline
▲ 0.50% · 4.625%
HK$36,144
+HK$1,810/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$68,668/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$214,017 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).