▼ 0.50% · 3.625%
HK$17,621
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,169
−HK$556/mo
Today · 4.125%
HK$18,725
baseline
▲ 0.50% · 4.625%
HK$19,865
+HK$1,140/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,450/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,603
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,128
−HK$534/mo
Today · 4.125%
HK$20,662
baseline
▲ 0.50% · 4.625%
HK$21,751
+HK$1,089/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,324/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$231,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,383
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,985
−HK$613/mo
Today · 4.125%
HK$20,598
baseline
▲ 0.50% · 4.625%
HK$21,851
+HK$1,253/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$41,196/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,563
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,141
−HK$587/mo
Today · 4.125%
HK$22,728
baseline
▲ 0.50% · 4.625%
HK$23,926
+HK$1,198/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$45,456/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,145
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,802
−HK$669/mo
Today · 4.125%
HK$22,471
baseline
▲ 0.50% · 4.625%
HK$23,838
+HK$1,367/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$44,942/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,523
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,154
−HK$640/mo
Today · 4.125%
HK$24,794
baseline
▲ 0.50% · 4.625%
HK$26,101
+HK$1,307/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$49,588/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,907
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,619
−HK$724/mo
Today · 4.125%
HK$24,343
baseline
▲ 0.50% · 4.625%
HK$25,824
+HK$1,481/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$48,686/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,483
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,167
−HK$693/mo
Today · 4.125%
HK$26,860
baseline
▲ 0.50% · 4.625%
HK$28,276
+HK$1,416/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$53,720/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,669
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,436
−HK$780/mo
Today · 4.125%
HK$26,216
baseline
▲ 0.50% · 4.625%
HK$27,811
+HK$1,595/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$52,432/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,444
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,180
−HK$746/mo
Today · 4.125%
HK$28,926
baseline
▲ 0.50% · 4.625%
HK$30,451
+HK$1,525/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$57,852/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,431
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,253
−HK$835/mo
Today · 4.125%
HK$28,088
baseline
▲ 0.50% · 4.625%
HK$29,797
+HK$1,709/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$56,176/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,404
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,193
−HK$800/mo
Today · 4.125%
HK$30,993
baseline
▲ 0.50% · 4.625%
HK$32,626
+HK$1,633/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$61,986/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,193
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,070
−HK$891/mo
Today · 4.125%
HK$29,961
baseline
▲ 0.50% · 4.625%
HK$31,784
+HK$1,823/mo
Deposit HK$1.55M · loan HK$6.18M · min. income ≈ HK$59,922/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,364
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,205
−HK$854/mo
Today · 4.125%
HK$33,059
baseline
▲ 0.50% · 4.625%
HK$34,801
+HK$1,742/mo
Deposit HK$1.55M · loan HK$6.18M · min. income ≈ HK$66,118/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,955
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,887
−HK$946/mo
Today · 4.125%
HK$31,833
baseline
▲ 0.50% · 4.625%
HK$33,770
+HK$1,937/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$63,666/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,324
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,218
−HK$907/mo
Today · 4.125%
HK$35,125
baseline
▲ 0.50% · 4.625%
HK$36,976
+HK$1,851/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$70,250/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,717
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,703
−HK$1,003/mo
Today · 4.125%
HK$33,706
baseline
▲ 0.50% · 4.625%
HK$35,757
+HK$2,051/mo
Deposit HK$773K · loan HK$6.95M · min. income ≈ HK$67,412/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,285
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,231
−HK$960/mo
Today · 4.125%
HK$37,191
baseline
▲ 0.50% · 4.625%
HK$39,151
+HK$1,960/mo
Deposit HK$773K · loan HK$6.95M · min. income ≈ HK$74,382/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,823 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).