▼ 0.50% · 3.625%
HK$17,366
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,907
−HK$548/mo
Today · 4.125%
HK$18,455
baseline
▲ 0.50% · 4.625%
HK$19,578
+HK$1,123/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,910/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,320
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,838
−HK$526/mo
Today · 4.125%
HK$20,364
baseline
▲ 0.50% · 4.625%
HK$21,437
+HK$1,073/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,728/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,103
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,697
−HK$604/mo
Today · 4.125%
HK$20,301
baseline
▲ 0.50% · 4.625%
HK$21,536
+HK$1,235/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,602/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,252
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,822
−HK$578/mo
Today · 4.125%
HK$22,400
baseline
▲ 0.50% · 4.625%
HK$23,581
+HK$1,181/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,800/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,840
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,488
−HK$659/mo
Today · 4.125%
HK$22,147
baseline
▲ 0.50% · 4.625%
HK$23,494
+HK$1,347/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,294/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,184
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,806
−HK$631/mo
Today · 4.125%
HK$24,437
baseline
▲ 0.50% · 4.625%
HK$25,725
+HK$1,288/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,874/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,576
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,279
−HK$713/mo
Today · 4.125%
HK$23,992
baseline
▲ 0.50% · 4.625%
HK$25,452
+HK$1,460/mo
Deposit HK$2.67M · loan HK$4.95M · min. income ≈ HK$47,984/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,116
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,790
−HK$683/mo
Today · 4.125%
HK$26,473
baseline
▲ 0.50% · 4.625%
HK$27,868
+HK$1,395/mo
Deposit HK$2.67M · loan HK$4.95M · min. income ≈ HK$52,946/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,313
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,069
−HK$769/mo
Today · 4.125%
HK$25,838
baseline
▲ 0.50% · 4.625%
HK$27,410
+HK$1,572/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$51,676/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,048
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,773
−HK$736/mo
Today · 4.125%
HK$28,509
baseline
▲ 0.50% · 4.625%
HK$30,012
+HK$1,503/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$57,018/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,050
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,860
−HK$823/mo
Today · 4.125%
HK$27,683
baseline
▲ 0.50% · 4.625%
HK$29,368
+HK$1,685/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$55,366/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,980
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,757
−HK$789/mo
Today · 4.125%
HK$30,546
baseline
▲ 0.50% · 4.625%
HK$32,156
+HK$1,610/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$61,092/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,786
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,651
−HK$878/mo
Today · 4.125%
HK$29,529
baseline
▲ 0.50% · 4.625%
HK$31,325
+HK$1,796/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$59,058/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,912
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,741
−HK$841/mo
Today · 4.125%
HK$32,582
baseline
▲ 0.50% · 4.625%
HK$34,299
+HK$1,717/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$65,164/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,523
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,441
−HK$933/mo
Today · 4.125%
HK$31,374
baseline
▲ 0.50% · 4.625%
HK$33,283
+HK$1,909/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$62,748/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,844
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,725
−HK$893/mo
Today · 4.125%
HK$34,618
baseline
▲ 0.50% · 4.625%
HK$36,443
+HK$1,825/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$69,236/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,260
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,232
−HK$988/mo
Today · 4.125%
HK$33,220
baseline
▲ 0.50% · 4.625%
HK$35,241
+HK$2,021/mo
Deposit HK$762K · loan HK$6.85M · min. income ≈ HK$66,440/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,776
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,709
−HK$946/mo
Today · 4.125%
HK$36,655
baseline
▲ 0.50% · 4.625%
HK$38,587
+HK$1,932/mo
Deposit HK$762K · loan HK$6.85M · min. income ≈ HK$73,310/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,481 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).