▼ 0.50% · 3.625%
HK$18,229
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,796
−HK$576/mo
Today · 4.125%
HK$19,372
baseline
▲ 0.50% · 4.625%
HK$20,550
+HK$1,178/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,744/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,279
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,823
−HK$552/mo
Today · 4.125%
HK$21,375
baseline
▲ 0.50% · 4.625%
HK$22,501
+HK$1,126/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,750/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,051
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,675
−HK$634/mo
Today · 4.125%
HK$21,309
baseline
▲ 0.50% · 4.625%
HK$22,605
+HK$1,296/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,618/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,307
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,905
−HK$607/mo
Today · 4.125%
HK$23,512
baseline
▲ 0.50% · 4.625%
HK$24,752
+HK$1,240/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,024/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,874
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,555
−HK$691/mo
Today · 4.125%
HK$23,246
baseline
▲ 0.50% · 4.625%
HK$24,660
+HK$1,414/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,492/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,335
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,988
−HK$662/mo
Today · 4.125%
HK$25,650
baseline
▲ 0.50% · 4.625%
HK$27,002
+HK$1,352/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,300/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,697
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,434
−HK$749/mo
Today · 4.125%
HK$25,183
baseline
▲ 0.50% · 4.625%
HK$26,715
+HK$1,532/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,366/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,363
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,070
−HK$717/mo
Today · 4.125%
HK$27,787
baseline
▲ 0.50% · 4.625%
HK$29,252
+HK$1,465/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,574/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,520
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,314
−HK$806/mo
Today · 4.125%
HK$27,120
baseline
▲ 0.50% · 4.625%
HK$28,771
+HK$1,651/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,240/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,391
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,152
−HK$773/mo
Today · 4.125%
HK$29,925
baseline
▲ 0.50% · 4.625%
HK$31,502
+HK$1,577/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,850/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,343
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,193
−HK$864/mo
Today · 4.125%
HK$29,057
baseline
▲ 0.50% · 4.625%
HK$30,826
+HK$1,769/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$58,114/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,419
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,234
−HK$828/mo
Today · 4.125%
HK$32,062
baseline
▲ 0.50% · 4.625%
HK$33,752
+HK$1,690/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$64,124/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,166
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,073
−HK$922/mo
Today · 4.125%
HK$30,995
baseline
▲ 0.50% · 4.625%
HK$32,881
+HK$1,886/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$61,990/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,447
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,317
−HK$883/mo
Today · 4.125%
HK$34,200
baseline
▲ 0.50% · 4.625%
HK$36,002
+HK$1,802/mo
Deposit HK$1.60M · loan HK$6.40M · min. income ≈ HK$68,400/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,989
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,952
−HK$980/mo
Today · 4.125%
HK$32,932
baseline
▲ 0.50% · 4.625%
HK$34,936
+HK$2,004/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$65,864/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,474
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,399
−HK$938/mo
Today · 4.125%
HK$36,337
baseline
▲ 0.50% · 4.625%
HK$38,252
+HK$1,915/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$72,674/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,811
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,832
−HK$1,037/mo
Today · 4.125%
HK$34,869
baseline
▲ 0.50% · 4.625%
HK$36,991
+HK$2,122/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$69,738/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,502
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,481
−HK$993/mo
Today · 4.125%
HK$38,474
baseline
▲ 0.50% · 4.625%
HK$40,503
+HK$2,029/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$76,948/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,823 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).