▼ 0.50% · 3.625%
HK$17,173
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,707
−HK$542/mo
Today · 4.125%
HK$18,249
baseline
▲ 0.50% · 4.625%
HK$19,360
+HK$1,111/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,498/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,104
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$19,617
−HK$519/mo
Today · 4.125%
HK$20,136
baseline
▲ 0.50% · 4.625%
HK$21,198
+HK$1,062/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,272/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,890
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,477
−HK$597/mo
Today · 4.125%
HK$20,074
baseline
▲ 0.50% · 4.625%
HK$21,296
+HK$1,222/mo
Deposit HK$3.39M · loan HK$4.14M · min. income ≈ HK$40,148/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$225,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,015
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,578
−HK$572/mo
Today · 4.125%
HK$22,150
baseline
▲ 0.50% · 4.625%
HK$23,318
+HK$1,168/mo
Deposit HK$3.39M · loan HK$4.14M · min. income ≈ HK$44,300/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$225,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,607
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,248
−HK$651/mo
Today · 4.125%
HK$21,899
baseline
▲ 0.50% · 4.625%
HK$23,232
+HK$1,333/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$43,798/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$225,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,925
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,540
−HK$624/mo
Today · 4.125%
HK$24,164
baseline
▲ 0.50% · 4.625%
HK$25,437
+HK$1,273/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$48,328/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$225,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,324
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,019
−HK$705/mo
Today · 4.125%
HK$23,724
baseline
▲ 0.50% · 4.625%
HK$25,168
+HK$1,444/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$47,448/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,836
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,502
−HK$675/mo
Today · 4.125%
HK$26,177
baseline
▲ 0.50% · 4.625%
HK$27,557
+HK$1,380/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$52,354/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,042
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,789
−HK$760/mo
Today · 4.125%
HK$25,549
baseline
▲ 0.50% · 4.625%
HK$27,104
+HK$1,555/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$51,098/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$225,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,746
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,463
−HK$728/mo
Today · 4.125%
HK$28,191
baseline
▲ 0.50% · 4.625%
HK$29,677
+HK$1,486/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$56,382/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$225,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,759
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,560
−HK$814/mo
Today · 4.125%
HK$27,374
baseline
▲ 0.50% · 4.625%
HK$29,040
+HK$1,666/mo
Deposit HK$1.88M · loan HK$5.65M · min. income ≈ HK$54,748/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$225,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,656
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,425
−HK$780/mo
Today · 4.125%
HK$30,205
baseline
▲ 0.50% · 4.625%
HK$31,797
+HK$1,592/mo
Deposit HK$1.88M · loan HK$5.65M · min. income ≈ HK$60,410/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$225,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,476
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,331
−HK$868/mo
Today · 4.125%
HK$29,199
baseline
▲ 0.50% · 4.625%
HK$30,976
+HK$1,777/mo
Deposit HK$1.51M · loan HK$6.02M · min. income ≈ HK$58,398/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,567
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,387
−HK$831/mo
Today · 4.125%
HK$32,218
baseline
▲ 0.50% · 4.625%
HK$33,916
+HK$1,698/mo
Deposit HK$1.51M · loan HK$6.02M · min. income ≈ HK$64,436/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,193
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,101
−HK$923/mo
Today · 4.125%
HK$31,024
baseline
▲ 0.50% · 4.625%
HK$32,912
+HK$1,888/mo
Deposit HK$1.13M · loan HK$6.40M · min. income ≈ HK$62,048/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$225,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,477
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,348
−HK$884/mo
Today · 4.125%
HK$34,232
baseline
▲ 0.50% · 4.625%
HK$36,036
+HK$1,804/mo
Deposit HK$1.13M · loan HK$6.40M · min. income ≈ HK$68,464/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$225,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,911
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,872
−HK$977/mo
Today · 4.125%
HK$32,849
baseline
▲ 0.50% · 4.625%
HK$34,848
+HK$1,999/mo
Deposit HK$753K · loan HK$6.78M · min. income ≈ HK$65,698/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$225,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,388
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,310
−HK$936/mo
Today · 4.125%
HK$36,246
baseline
▲ 0.50% · 4.625%
HK$38,156
+HK$1,910/mo
Deposit HK$753K · loan HK$6.78M · min. income ≈ HK$72,492/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$225,929 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).