▼ 0.50% · 3.625%
HK$18,523
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$19,099
−HK$585/mo
Today · 4.125%
HK$19,684
baseline
▲ 0.50% · 4.625%
HK$20,882
+HK$1,198/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,368/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,606
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,159
−HK$561/mo
Today · 4.125%
HK$21,720
baseline
▲ 0.50% · 4.625%
HK$22,864
+HK$1,144/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,440/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,375
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,009
−HK$644/mo
Today · 4.125%
HK$21,653
baseline
▲ 0.50% · 4.625%
HK$22,970
+HK$1,317/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,306/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,667
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,275
−HK$616/mo
Today · 4.125%
HK$23,891
baseline
▲ 0.50% · 4.625%
HK$25,151
+HK$1,260/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,782/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,227
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,919
−HK$702/mo
Today · 4.125%
HK$23,621
baseline
▲ 0.50% · 4.625%
HK$25,058
+HK$1,437/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$47,242/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,727
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,391
−HK$672/mo
Today · 4.125%
HK$26,063
baseline
▲ 0.50% · 4.625%
HK$27,437
+HK$1,374/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$52,126/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,079
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,828
−HK$761/mo
Today · 4.125%
HK$25,589
baseline
▲ 0.50% · 4.625%
HK$27,146
+HK$1,557/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$51,178/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,788
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,507
−HK$728/mo
Today · 4.125%
HK$28,235
baseline
▲ 0.50% · 4.625%
HK$29,724
+HK$1,489/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$56,470/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,932
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,738
−HK$820/mo
Today · 4.125%
HK$27,558
baseline
▲ 0.50% · 4.625%
HK$29,235
+HK$1,677/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,116/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,849
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,622
−HK$785/mo
Today · 4.125%
HK$30,407
baseline
▲ 0.50% · 4.625%
HK$32,010
+HK$1,603/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,814/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,784
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,648
−HK$878/mo
Today · 4.125%
HK$29,526
baseline
▲ 0.50% · 4.625%
HK$31,323
+HK$1,797/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$59,052/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,909
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,738
−HK$841/mo
Today · 4.125%
HK$32,579
baseline
▲ 0.50% · 4.625%
HK$34,297
+HK$1,718/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$65,158/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,636
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,558
−HK$937/mo
Today · 4.125%
HK$31,495
baseline
▲ 0.50% · 4.625%
HK$33,411
+HK$1,916/mo
Deposit HK$1.62M · loan HK$6.50M · min. income ≈ HK$62,990/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,970
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,854
−HK$897/mo
Today · 4.125%
HK$34,751
baseline
▲ 0.50% · 4.625%
HK$36,583
+HK$1,832/mo
Deposit HK$1.62M · loan HK$6.50M · min. income ≈ HK$69,502/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,488
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,468
−HK$995/mo
Today · 4.125%
HK$33,463
baseline
▲ 0.50% · 4.625%
HK$35,499
+HK$2,036/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$66,926/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,031
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,970
−HK$953/mo
Today · 4.125%
HK$36,923
baseline
▲ 0.50% · 4.625%
HK$38,869
+HK$1,946/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$73,846/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,341
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,378
−HK$1,054/mo
Today · 4.125%
HK$35,432
baseline
▲ 0.50% · 4.625%
HK$37,587
+HK$2,155/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$70,864/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,091
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,086
−HK$1,009/mo
Today · 4.125%
HK$39,095
baseline
▲ 0.50% · 4.625%
HK$41,156
+HK$2,061/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$78,190/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,692 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).