▼ 0.50% · 3.625%
HK$17,866
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,421
−HK$565/mo
Today · 4.125%
HK$18,986
baseline
▲ 0.50% · 4.625%
HK$20,141
+HK$1,155/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$37,972/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,875
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,408
−HK$541/mo
Today · 4.125%
HK$20,949
baseline
▲ 0.50% · 4.625%
HK$22,053
+HK$1,104/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,898/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,652
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,263
−HK$622/mo
Today · 4.125%
HK$20,885
baseline
▲ 0.50% · 4.625%
HK$22,155
+HK$1,270/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$41,770/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,863
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,449
−HK$595/mo
Today · 4.125%
HK$23,044
baseline
▲ 0.50% · 4.625%
HK$24,259
+HK$1,215/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$46,088/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,439
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,106
−HK$677/mo
Today · 4.125%
HK$22,783
baseline
▲ 0.50% · 4.625%
HK$24,169
+HK$1,386/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,566/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,850
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,490
−HK$649/mo
Today · 4.125%
HK$25,139
baseline
▲ 0.50% · 4.625%
HK$26,464
+HK$1,325/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,278/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,225
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,948
−HK$734/mo
Today · 4.125%
HK$24,682
baseline
▲ 0.50% · 4.625%
HK$26,184
+HK$1,502/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,364/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,838
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,531
−HK$703/mo
Today · 4.125%
HK$27,234
baseline
▲ 0.50% · 4.625%
HK$28,669
+HK$1,435/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,468/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,012
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,790
−HK$790/mo
Today · 4.125%
HK$26,580
baseline
▲ 0.50% · 4.625%
HK$28,198
+HK$1,618/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,160/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,825
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,572
−HK$757/mo
Today · 4.125%
HK$29,329
baseline
▲ 0.50% · 4.625%
HK$30,875
+HK$1,546/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,658/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,798
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,632
−HK$847/mo
Today · 4.125%
HK$28,479
baseline
▲ 0.50% · 4.625%
HK$30,212
+HK$1,733/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$56,958/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,813
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,613
−HK$811/mo
Today · 4.125%
HK$31,424
baseline
▲ 0.50% · 4.625%
HK$33,080
+HK$1,656/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$62,848/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,585
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,474
−HK$904/mo
Today · 4.125%
HK$30,378
baseline
▲ 0.50% · 4.625%
HK$32,226
+HK$1,848/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$60,756/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,800
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,653
−HK$866/mo
Today · 4.125%
HK$33,519
baseline
▲ 0.50% · 4.625%
HK$35,285
+HK$1,766/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$67,038/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,372
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,316
−HK$960/mo
Today · 4.125%
HK$32,276
baseline
▲ 0.50% · 4.625%
HK$34,240
+HK$1,964/mo
Deposit HK$1.18M · loan HK$6.66M · min. income ≈ HK$64,552/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,788
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,694
−HK$919/mo
Today · 4.125%
HK$35,613
baseline
▲ 0.50% · 4.625%
HK$37,491
+HK$1,878/mo
Deposit HK$1.18M · loan HK$6.66M · min. income ≈ HK$71,226/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,158
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,158
−HK$1,017/mo
Today · 4.125%
HK$34,175
baseline
▲ 0.50% · 4.625%
HK$36,254
+HK$2,079/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$68,350/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,776
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,735
−HK$973/mo
Today · 4.125%
HK$37,708
baseline
▲ 0.50% · 4.625%
HK$39,696
+HK$1,988/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$75,416/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,048 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).