▼ 0.50% · 3.625%
HK$17,501
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,046
−HK$553/mo
Today · 4.125%
HK$18,599
baseline
▲ 0.50% · 4.625%
HK$19,731
+HK$1,132/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,198/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,470
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$19,992
−HK$530/mo
Today · 4.125%
HK$20,522
baseline
▲ 0.50% · 4.625%
HK$21,604
+HK$1,082/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,044/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,252
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,850
−HK$609/mo
Today · 4.125%
HK$20,459
baseline
▲ 0.50% · 4.625%
HK$21,704
+HK$1,245/mo
Deposit HK$3.45M · loan HK$4.22M · min. income ≈ HK$40,918/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$230,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,417
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,992
−HK$582/mo
Today · 4.125%
HK$22,574
baseline
▲ 0.50% · 4.625%
HK$23,764
+HK$1,190/mo
Deposit HK$3.45M · loan HK$4.22M · min. income ≈ HK$45,148/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$230,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,002
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,655
−HK$664/mo
Today · 4.125%
HK$22,319
baseline
▲ 0.50% · 4.625%
HK$23,677
+HK$1,358/mo
Deposit HK$3.07M · loan HK$4.61M · min. income ≈ HK$44,638/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,364
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$23,991
−HK$636/mo
Today · 4.125%
HK$24,627
baseline
▲ 0.50% · 4.625%
HK$25,925
+HK$1,298/mo
Deposit HK$3.07M · loan HK$4.61M · min. income ≈ HK$49,254/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,752
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,460
−HK$719/mo
Today · 4.125%
HK$24,179
baseline
▲ 0.50% · 4.625%
HK$25,650
+HK$1,471/mo
Deposit HK$2.69M · loan HK$4.99M · min. income ≈ HK$48,358/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,311
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,990
−HK$689/mo
Today · 4.125%
HK$26,679
baseline
▲ 0.50% · 4.625%
HK$28,085
+HK$1,406/mo
Deposit HK$2.69M · loan HK$4.99M · min. income ≈ HK$53,358/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,502
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,264
−HK$775/mo
Today · 4.125%
HK$26,039
baseline
▲ 0.50% · 4.625%
HK$27,623
+HK$1,584/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$52,078/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,258
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,989
−HK$742/mo
Today · 4.125%
HK$28,731
baseline
▲ 0.50% · 4.625%
HK$30,245
+HK$1,514/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$57,462/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,252
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,069
−HK$829/mo
Today · 4.125%
HK$27,898
baseline
▲ 0.50% · 4.625%
HK$29,596
+HK$1,698/mo
Deposit HK$1.92M · loan HK$5.76M · min. income ≈ HK$55,796/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,205
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,989
−HK$794/mo
Today · 4.125%
HK$30,783
baseline
▲ 0.50% · 4.625%
HK$32,406
+HK$1,623/mo
Deposit HK$1.92M · loan HK$5.76M · min. income ≈ HK$61,566/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,002
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,873
−HK$885/mo
Today · 4.125%
HK$29,758
baseline
▲ 0.50% · 4.625%
HK$31,569
+HK$1,811/mo
Deposit HK$1.54M · loan HK$6.14M · min. income ≈ HK$59,516/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,152
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,988
−HK$847/mo
Today · 4.125%
HK$32,835
baseline
▲ 0.50% · 4.625%
HK$34,566
+HK$1,731/mo
Deposit HK$1.54M · loan HK$6.14M · min. income ≈ HK$65,670/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,752
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,678
−HK$940/mo
Today · 4.125%
HK$31,618
baseline
▲ 0.50% · 4.625%
HK$33,542
+HK$1,924/mo
Deposit HK$1.15M · loan HK$6.52M · min. income ≈ HK$63,236/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,099
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$33,987
−HK$901/mo
Today · 4.125%
HK$34,888
baseline
▲ 0.50% · 4.625%
HK$36,727
+HK$1,839/mo
Deposit HK$1.15M · loan HK$6.52M · min. income ≈ HK$69,776/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,503
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,483
−HK$995/mo
Today · 4.125%
HK$33,478
baseline
▲ 0.50% · 4.625%
HK$35,515
+HK$2,037/mo
Deposit HK$768K · loan HK$6.91M · min. income ≈ HK$66,956/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$230,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,046
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,986
−HK$954/mo
Today · 4.125%
HK$36,940
baseline
▲ 0.50% · 4.625%
HK$38,887
+HK$1,947/mo
Deposit HK$768K · loan HK$6.91M · min. income ≈ HK$73,880/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$230,257 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).