▼ 0.50% · 3.625%
HK$16,532
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$17,046
−HK$522/mo
Today · 4.125%
HK$17,568
baseline
▲ 0.50% · 4.625%
HK$18,637
+HK$1,069/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,136/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,391
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,884
−HK$501/mo
Today · 4.125%
HK$19,385
baseline
▲ 0.50% · 4.625%
HK$20,407
+HK$1,022/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,770/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,185
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,750
−HK$575/mo
Today · 4.125%
HK$19,325
baseline
▲ 0.50% · 4.625%
HK$20,501
+HK$1,176/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$38,650/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,230
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,773
−HK$550/mo
Today · 4.125%
HK$21,323
baseline
▲ 0.50% · 4.625%
HK$22,447
+HK$1,124/mo
Deposit HK$3.26M · loan HK$3.99M · min. income ≈ HK$42,646/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$217,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,838
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,455
−HK$627/mo
Today · 4.125%
HK$21,082
baseline
▲ 0.50% · 4.625%
HK$22,365
+HK$1,283/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,164/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,069
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,661
−HK$601/mo
Today · 4.125%
HK$23,262
baseline
▲ 0.50% · 4.625%
HK$24,488
+HK$1,226/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,524/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,491
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,160
−HK$679/mo
Today · 4.125%
HK$22,839
baseline
▲ 0.50% · 4.625%
HK$24,228
+HK$1,389/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$45,678/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,909
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,550
−HK$650/mo
Today · 4.125%
HK$25,200
baseline
▲ 0.50% · 4.625%
HK$26,529
+HK$1,329/mo
Deposit HK$2.54M · loan HK$4.71M · min. income ≈ HK$50,400/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,144
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,864
−HK$732/mo
Today · 4.125%
HK$24,596
baseline
▲ 0.50% · 4.625%
HK$26,092
+HK$1,496/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,192/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,748
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,438
−HK$701/mo
Today · 4.125%
HK$27,139
baseline
▲ 0.50% · 4.625%
HK$28,569
+HK$1,430/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,278/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,797
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,569
−HK$783/mo
Today · 4.125%
HK$26,352
baseline
▲ 0.50% · 4.625%
HK$27,956
+HK$1,604/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$52,704/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,587
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,327
−HK$750/mo
Today · 4.125%
HK$29,077
baseline
▲ 0.50% · 4.625%
HK$30,610
+HK$1,533/mo
Deposit HK$1.81M · loan HK$5.44M · min. income ≈ HK$58,154/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,451
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,273
−HK$836/mo
Today · 4.125%
HK$28,109
baseline
▲ 0.50% · 4.625%
HK$29,820
+HK$1,711/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$56,218/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,426
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,215
−HK$801/mo
Today · 4.125%
HK$31,016
baseline
▲ 0.50% · 4.625%
HK$32,651
+HK$1,635/mo
Deposit HK$1.45M · loan HK$5.80M · min. income ≈ HK$62,032/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,104
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,978
−HK$888/mo
Today · 4.125%
HK$29,866
baseline
▲ 0.50% · 4.625%
HK$31,683
+HK$1,817/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$59,732/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,265
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,104
−HK$850/mo
Today · 4.125%
HK$32,954
baseline
▲ 0.50% · 4.625%
HK$34,691
+HK$1,737/mo
Deposit HK$1.09M · loan HK$6.16M · min. income ≈ HK$65,908/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,757
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,682
−HK$941/mo
Today · 4.125%
HK$31,623
baseline
▲ 0.50% · 4.625%
HK$33,547
+HK$1,924/mo
Deposit HK$725K · loan HK$6.52M · min. income ≈ HK$63,246/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,104
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$33,992
−HK$901/mo
Today · 4.125%
HK$34,893
baseline
▲ 0.50% · 4.625%
HK$36,732
+HK$1,839/mo
Deposit HK$725K · loan HK$6.52M · min. income ≈ HK$69,786/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,497 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).