▼ 0.50% · 3.625%
HK$17,354
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,894
−HK$549/mo
Today · 4.125%
HK$18,443
baseline
▲ 0.50% · 4.625%
HK$19,565
+HK$1,122/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,886/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,307
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,824
−HK$526/mo
Today · 4.125%
HK$20,350
baseline
▲ 0.50% · 4.625%
HK$21,422
+HK$1,072/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,700/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,090
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,684
−HK$603/mo
Today · 4.125%
HK$20,287
baseline
▲ 0.50% · 4.625%
HK$21,521
+HK$1,234/mo
Deposit HK$3.42M · loan HK$4.19M · min. income ≈ HK$40,574/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,237
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,807
−HK$578/mo
Today · 4.125%
HK$22,385
baseline
▲ 0.50% · 4.625%
HK$23,565
+HK$1,180/mo
Deposit HK$3.42M · loan HK$4.19M · min. income ≈ HK$44,770/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,825
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,473
−HK$658/mo
Today · 4.125%
HK$22,131
baseline
▲ 0.50% · 4.625%
HK$23,478
+HK$1,347/mo
Deposit HK$3.04M · loan HK$4.57M · min. income ≈ HK$44,262/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,168
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,789
−HK$631/mo
Today · 4.125%
HK$24,420
baseline
▲ 0.50% · 4.625%
HK$25,707
+HK$1,287/mo
Deposit HK$3.04M · loan HK$4.57M · min. income ≈ HK$48,840/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,561
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,262
−HK$713/mo
Today · 4.125%
HK$23,975
baseline
▲ 0.50% · 4.625%
HK$25,434
+HK$1,459/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$47,950/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,099
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,772
−HK$683/mo
Today · 4.125%
HK$26,455
baseline
▲ 0.50% · 4.625%
HK$27,849
+HK$1,394/mo
Deposit HK$2.66M · loan HK$4.95M · min. income ≈ HK$52,910/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,296
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,052
−HK$768/mo
Today · 4.125%
HK$25,820
baseline
▲ 0.50% · 4.625%
HK$27,391
+HK$1,571/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$51,640/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,029
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,754
−HK$736/mo
Today · 4.125%
HK$28,490
baseline
▲ 0.50% · 4.625%
HK$29,991
+HK$1,501/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$56,980/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,032
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,841
−HK$823/mo
Today · 4.125%
HK$27,664
baseline
▲ 0.50% · 4.625%
HK$29,347
+HK$1,683/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$55,328/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,960
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,737
−HK$788/mo
Today · 4.125%
HK$30,525
baseline
▲ 0.50% · 4.625%
HK$32,134
+HK$1,609/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$61,050/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,767
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,631
−HK$877/mo
Today · 4.125%
HK$29,508
baseline
▲ 0.50% · 4.625%
HK$31,304
+HK$1,796/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$59,016/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,891
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,719
−HK$840/mo
Today · 4.125%
HK$32,559
baseline
▲ 0.50% · 4.625%
HK$34,276
+HK$1,717/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$65,118/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,502
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,420
−HK$933/mo
Today · 4.125%
HK$31,353
baseline
▲ 0.50% · 4.625%
HK$33,260
+HK$1,907/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$62,706/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,821
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,701
−HK$893/mo
Today · 4.125%
HK$34,594
baseline
▲ 0.50% · 4.625%
HK$36,418
+HK$1,824/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$69,188/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,238
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,210
−HK$987/mo
Today · 4.125%
HK$33,197
baseline
▲ 0.50% · 4.625%
HK$35,217
+HK$2,020/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,394/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,752
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,684
−HK$945/mo
Today · 4.125%
HK$36,629
baseline
▲ 0.50% · 4.625%
HK$38,560
+HK$1,931/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$73,258/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,322 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).