▼ 0.50% · 3.625%
HK$15,950
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,446
−HK$504/mo
Today · 4.125%
HK$16,950
baseline
▲ 0.50% · 4.625%
HK$17,981
+HK$1,031/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,900/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,744
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,220
−HK$482/mo
Today · 4.125%
HK$18,702
baseline
▲ 0.50% · 4.625%
HK$19,688
+HK$986/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,404/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,545
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,090
−HK$555/mo
Today · 4.125%
HK$18,645
baseline
▲ 0.50% · 4.625%
HK$19,779
+HK$1,134/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,290/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$209,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,518
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,042
−HK$531/mo
Today · 4.125%
HK$20,573
baseline
▲ 0.50% · 4.625%
HK$21,657
+HK$1,084/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,146/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$209,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,139
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,735
−HK$605/mo
Today · 4.125%
HK$20,340
baseline
▲ 0.50% · 4.625%
HK$21,577
+HK$1,237/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,680/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,292
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,864
−HK$579/mo
Today · 4.125%
HK$22,443
baseline
▲ 0.50% · 4.625%
HK$23,626
+HK$1,183/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,886/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,734
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,379
−HK$656/mo
Today · 4.125%
HK$22,035
baseline
▲ 0.50% · 4.625%
HK$23,375
+HK$1,340/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$44,070/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,067
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,686
−HK$627/mo
Today · 4.125%
HK$24,313
baseline
▲ 0.50% · 4.625%
HK$25,595
+HK$1,282/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$48,626/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,329
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,024
−HK$706/mo
Today · 4.125%
HK$23,730
baseline
▲ 0.50% · 4.625%
HK$25,174
+HK$1,444/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,460/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,841
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,507
−HK$676/mo
Today · 4.125%
HK$26,183
baseline
▲ 0.50% · 4.625%
HK$27,564
+HK$1,381/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,366/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,924
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,669
−HK$756/mo
Today · 4.125%
HK$25,425
baseline
▲ 0.50% · 4.625%
HK$26,972
+HK$1,547/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$50,850/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,616
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,329
−HK$725/mo
Today · 4.125%
HK$28,054
baseline
▲ 0.50% · 4.625%
HK$29,532
+HK$1,478/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$56,108/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,519
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,313
−HK$807/mo
Today · 4.125%
HK$27,120
baseline
▲ 0.50% · 4.625%
HK$28,770
+HK$1,650/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$54,240/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,390
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,151
−HK$773/mo
Today · 4.125%
HK$29,924
baseline
▲ 0.50% · 4.625%
HK$31,501
+HK$1,577/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$59,848/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,114
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,958
−HK$857/mo
Today · 4.125%
HK$28,815
baseline
▲ 0.50% · 4.625%
HK$30,568
+HK$1,753/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$57,630/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,164
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,973
−HK$821/mo
Today · 4.125%
HK$31,794
baseline
▲ 0.50% · 4.625%
HK$33,470
+HK$1,676/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$63,588/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,709
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,602
−HK$908/mo
Today · 4.125%
HK$30,510
baseline
▲ 0.50% · 4.625%
HK$32,366
+HK$1,856/mo
Deposit HK$699K · loan HK$6.30M · min. income ≈ HK$61,020/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,939
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,795
−HK$869/mo
Today · 4.125%
HK$33,664
baseline
▲ 0.50% · 4.625%
HK$35,439
+HK$1,775/mo
Deposit HK$699K · loan HK$6.30M · min. income ≈ HK$67,328/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,840 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).