▼ 0.50% · 3.625%
HK$18,413
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,986
−HK$582/mo
Today · 4.125%
HK$19,568
baseline
▲ 0.50% · 4.625%
HK$20,758
+HK$1,190/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,136/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,484
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,034
−HK$557/mo
Today · 4.125%
HK$21,591
baseline
▲ 0.50% · 4.625%
HK$22,729
+HK$1,138/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,182/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,254
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,884
−HK$640/mo
Today · 4.125%
HK$21,524
baseline
▲ 0.50% · 4.625%
HK$22,834
+HK$1,310/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$43,048/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,533
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,137
−HK$613/mo
Today · 4.125%
HK$23,750
baseline
▲ 0.50% · 4.625%
HK$25,002
+HK$1,252/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,500/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,096
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,783
−HK$698/mo
Today · 4.125%
HK$23,481
baseline
▲ 0.50% · 4.625%
HK$24,910
+HK$1,429/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$46,962/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,581
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,240
−HK$669/mo
Today · 4.125%
HK$25,909
baseline
▲ 0.50% · 4.625%
HK$27,275
+HK$1,366/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$51,818/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,937
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,681
−HK$757/mo
Today · 4.125%
HK$25,438
baseline
▲ 0.50% · 4.625%
HK$26,986
+HK$1,548/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$50,876/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,629
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,344
−HK$724/mo
Today · 4.125%
HK$28,068
baseline
▲ 0.50% · 4.625%
HK$29,548
+HK$1,480/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$56,136/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,778
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,580
−HK$815/mo
Today · 4.125%
HK$27,395
baseline
▲ 0.50% · 4.625%
HK$29,062
+HK$1,667/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,790/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,678
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,447
−HK$780/mo
Today · 4.125%
HK$30,227
baseline
▲ 0.50% · 4.625%
HK$31,821
+HK$1,594/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,454/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,619
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,479
−HK$872/mo
Today · 4.125%
HK$29,351
baseline
▲ 0.50% · 4.625%
HK$31,137
+HK$1,786/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$58,702/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,726
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,550
−HK$836/mo
Today · 4.125%
HK$32,386
baseline
▲ 0.50% · 4.625%
HK$34,093
+HK$1,707/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$64,772/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,461
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,377
−HK$931/mo
Today · 4.125%
HK$31,308
baseline
▲ 0.50% · 4.625%
HK$33,213
+HK$1,905/mo
Deposit HK$1.61M · loan HK$6.46M · min. income ≈ HK$62,616/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,775
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,654
−HK$891/mo
Today · 4.125%
HK$34,545
baseline
▲ 0.50% · 4.625%
HK$36,366
+HK$1,821/mo
Deposit HK$1.61M · loan HK$6.46M · min. income ≈ HK$69,090/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,302
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,276
−HK$989/mo
Today · 4.125%
HK$33,265
baseline
▲ 0.50% · 4.625%
HK$35,289
+HK$2,024/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$66,530/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,823
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,757
−HK$948/mo
Today · 4.125%
HK$36,705
baseline
▲ 0.50% · 4.625%
HK$38,639
+HK$1,934/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$73,410/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,143
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,174
−HK$1,048/mo
Today · 4.125%
HK$35,222
baseline
▲ 0.50% · 4.625%
HK$37,365
+HK$2,143/mo
Deposit HK$807K · loan HK$7.27M · min. income ≈ HK$70,444/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,872
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,860
−HK$1,004/mo
Today · 4.125%
HK$38,864
baseline
▲ 0.50% · 4.625%
HK$40,912
+HK$2,048/mo
Deposit HK$807K · loan HK$7.27M · min. income ≈ HK$77,728/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,249 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).