▼ 0.50% · 3.625%
HK$22,124
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,813
−HK$699/mo
Today · 4.125%
HK$23,512
baseline
▲ 0.50% · 4.625%
HK$24,942
+HK$1,430/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,024/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,613
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,273
−HK$670/mo
Today · 4.125%
HK$25,943
baseline
▲ 0.50% · 4.625%
HK$27,310
+HK$1,367/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,886/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,337
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,094
−HK$769/mo
Today · 4.125%
HK$25,863
baseline
▲ 0.50% · 4.625%
HK$27,437
+HK$1,574/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,726/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,074
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,801
−HK$736/mo
Today · 4.125%
HK$28,537
baseline
▲ 0.50% · 4.625%
HK$30,041
+HK$1,504/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,074/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,549
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,375
−HK$839/mo
Today · 4.125%
HK$28,214
baseline
▲ 0.50% · 4.625%
HK$29,931
+HK$1,717/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,428/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,536
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,328
−HK$803/mo
Today · 4.125%
HK$31,131
baseline
▲ 0.50% · 4.625%
HK$32,772
+HK$1,641/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,262/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,762
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,656
−HK$909/mo
Today · 4.125%
HK$30,565
baseline
▲ 0.50% · 4.625%
HK$32,425
+HK$1,860/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$61,130/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,997
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,855
−HK$871/mo
Today · 4.125%
HK$33,726
baseline
▲ 0.50% · 4.625%
HK$35,503
+HK$1,777/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$67,452/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,974
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,938
−HK$978/mo
Today · 4.125%
HK$32,916
baseline
▲ 0.50% · 4.625%
HK$34,919
+HK$2,003/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,832/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,458
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,383
−HK$937/mo
Today · 4.125%
HK$36,320
baseline
▲ 0.50% · 4.625%
HK$38,235
+HK$1,915/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,640/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,187
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,219
−HK$1,049/mo
Today · 4.125%
HK$35,268
baseline
▲ 0.50% · 4.625%
HK$37,414
+HK$2,146/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$70,536/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,920
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,910
−HK$1,004/mo
Today · 4.125%
HK$38,914
baseline
▲ 0.50% · 4.625%
HK$40,966
+HK$2,052/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$77,828/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,399
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,500
−HK$1,119/mo
Today · 4.125%
HK$37,619
baseline
▲ 0.50% · 4.625%
HK$39,908
+HK$2,289/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,238/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,381
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,437
−HK$1,072/mo
Today · 4.125%
HK$41,509
baseline
▲ 0.50% · 4.625%
HK$43,697
+HK$2,188/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$83,018/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,611
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,781
−HK$1,189/mo
Today · 4.125%
HK$39,970
baseline
▲ 0.50% · 4.625%
HK$42,402
+HK$2,432/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$79,940/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,842
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$42,964
−HK$1,139/mo
Today · 4.125%
HK$44,103
baseline
▲ 0.50% · 4.625%
HK$46,428
+HK$2,325/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$88,206/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,824
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,063
−HK$1,258/mo
Today · 4.125%
HK$42,321
baseline
▲ 0.50% · 4.625%
HK$44,896
+HK$2,575/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$84,642/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,304
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,492
−HK$1,205/mo
Today · 4.125%
HK$46,697
baseline
▲ 0.50% · 4.625%
HK$49,159
+HK$2,462/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$93,394/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,257 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).