▼ 0.50% · 3.625%
HK$19,125
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,720
−HK$604/mo
Today · 4.125%
HK$20,324
baseline
▲ 0.50% · 4.625%
HK$21,561
+HK$1,237/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,648/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,276
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,847
−HK$579/mo
Today · 4.125%
HK$22,426
baseline
▲ 0.50% · 4.625%
HK$23,608
+HK$1,182/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,852/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,037
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,692
−HK$665/mo
Today · 4.125%
HK$22,357
baseline
▲ 0.50% · 4.625%
HK$23,717
+HK$1,360/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$44,714/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,404
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,032
−HK$636/mo
Today · 4.125%
HK$24,668
baseline
▲ 0.50% · 4.625%
HK$25,969
+HK$1,301/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$49,336/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,950
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,664
−HK$725/mo
Today · 4.125%
HK$24,389
baseline
▲ 0.50% · 4.625%
HK$25,873
+HK$1,484/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,778/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,532
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,216
−HK$695/mo
Today · 4.125%
HK$26,911
baseline
▲ 0.50% · 4.625%
HK$28,329
+HK$1,418/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,822/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,862
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,636
−HK$785/mo
Today · 4.125%
HK$26,421
baseline
▲ 0.50% · 4.625%
HK$28,029
+HK$1,608/mo
Deposit HK$2.94M · loan HK$5.45M · min. income ≈ HK$52,842/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,659
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,401
−HK$752/mo
Today · 4.125%
HK$29,153
baseline
▲ 0.50% · 4.625%
HK$30,690
+HK$1,537/mo
Deposit HK$2.94M · loan HK$5.45M · min. income ≈ HK$58,306/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,775
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,608
−HK$846/mo
Today · 4.125%
HK$28,454
baseline
▲ 0.50% · 4.625%
HK$30,185
+HK$1,731/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$56,908/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,787
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,586
−HK$810/mo
Today · 4.125%
HK$31,396
baseline
▲ 0.50% · 4.625%
HK$33,051
+HK$1,655/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$62,792/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,687
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,580
−HK$906/mo
Today · 4.125%
HK$30,486
baseline
▲ 0.50% · 4.625%
HK$32,341
+HK$1,855/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$60,972/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,914
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,770
−HK$869/mo
Today · 4.125%
HK$33,639
baseline
▲ 0.50% · 4.625%
HK$35,412
+HK$1,773/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$67,278/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,600
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,552
−HK$967/mo
Today · 4.125%
HK$32,519
baseline
▲ 0.50% · 4.625%
HK$34,497
+HK$1,978/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$65,038/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,042
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,955
−HK$926/mo
Today · 4.125%
HK$35,881
baseline
▲ 0.50% · 4.625%
HK$37,773
+HK$1,892/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$71,762/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,512
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,524
−HK$1,027/mo
Today · 4.125%
HK$34,551
baseline
▲ 0.50% · 4.625%
HK$36,654
+HK$2,103/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$69,102/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,170
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,140
−HK$984/mo
Today · 4.125%
HK$38,124
baseline
▲ 0.50% · 4.625%
HK$40,133
+HK$2,009/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$76,248/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,425
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,496
−HK$1,088/mo
Today · 4.125%
HK$36,584
baseline
▲ 0.50% · 4.625%
HK$38,810
+HK$2,226/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$73,168/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,297
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,324
−HK$1,042/mo
Today · 4.125%
HK$40,366
baseline
▲ 0.50% · 4.625%
HK$42,494
+HK$2,128/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$80,732/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,616 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).