▼ 0.50% · 3.625%
HK$17,936
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,493
−HK$567/mo
Today · 4.125%
HK$19,060
baseline
▲ 0.50% · 4.625%
HK$20,220
+HK$1,160/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,120/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,953
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,488
−HK$543/mo
Today · 4.125%
HK$21,031
baseline
▲ 0.50% · 4.625%
HK$22,140
+HK$1,109/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,062/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,729
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,343
−HK$623/mo
Today · 4.125%
HK$20,966
baseline
▲ 0.50% · 4.625%
HK$22,242
+HK$1,276/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$41,932/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$235,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,948
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,537
−HK$597/mo
Today · 4.125%
HK$23,134
baseline
▲ 0.50% · 4.625%
HK$24,354
+HK$1,220/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$46,268/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$235,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,523
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,192
−HK$680/mo
Today · 4.125%
HK$22,872
baseline
▲ 0.50% · 4.625%
HK$24,264
+HK$1,392/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$45,744/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,944
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,586
−HK$651/mo
Today · 4.125%
HK$25,237
baseline
▲ 0.50% · 4.625%
HK$26,568
+HK$1,331/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$50,474/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,316
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,042
−HK$736/mo
Today · 4.125%
HK$24,778
baseline
▲ 0.50% · 4.625%
HK$26,286
+HK$1,508/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$49,556/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,939
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,635
−HK$705/mo
Today · 4.125%
HK$27,340
baseline
▲ 0.50% · 4.625%
HK$28,782
+HK$1,442/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$54,680/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,110
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,891
−HK$793/mo
Today · 4.125%
HK$26,684
baseline
▲ 0.50% · 4.625%
HK$28,308
+HK$1,624/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$53,368/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$235,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,934
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,684
−HK$760/mo
Today · 4.125%
HK$29,444
baseline
▲ 0.50% · 4.625%
HK$30,996
+HK$1,552/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$58,888/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$235,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,903
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,740
−HK$850/mo
Today · 4.125%
HK$28,590
baseline
▲ 0.50% · 4.625%
HK$30,330
+HK$1,740/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$57,180/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,930
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,732
−HK$815/mo
Today · 4.125%
HK$31,547
baseline
▲ 0.50% · 4.625%
HK$33,210
+HK$1,663/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$63,094/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,697
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,590
−HK$906/mo
Today · 4.125%
HK$30,496
baseline
▲ 0.50% · 4.625%
HK$32,352
+HK$1,856/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$60,992/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,925
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,781
−HK$869/mo
Today · 4.125%
HK$33,650
baseline
▲ 0.50% · 4.625%
HK$35,424
+HK$1,774/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$67,300/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,490
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,439
−HK$963/mo
Today · 4.125%
HK$32,402
baseline
▲ 0.50% · 4.625%
HK$34,374
+HK$1,972/mo
Deposit HK$1.18M · loan HK$6.69M · min. income ≈ HK$64,804/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,920
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,830
−HK$923/mo
Today · 4.125%
HK$35,753
baseline
▲ 0.50% · 4.625%
HK$37,638
+HK$1,885/mo
Deposit HK$1.18M · loan HK$6.69M · min. income ≈ HK$71,506/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,284
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,288
−HK$1,021/mo
Today · 4.125%
HK$34,309
baseline
▲ 0.50% · 4.625%
HK$36,396
+HK$2,087/mo
Deposit HK$787K · loan HK$7.08M · min. income ≈ HK$68,618/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,916
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,879
−HK$977/mo
Today · 4.125%
HK$37,856
baseline
▲ 0.50% · 4.625%
HK$39,852
+HK$1,996/mo
Deposit HK$787K · loan HK$7.08M · min. income ≈ HK$75,712/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,968 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).