▼ 0.50% · 3.625%
HK$17,241
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,777
−HK$545/mo
Today · 4.125%
HK$18,322
baseline
▲ 0.50% · 4.625%
HK$19,437
+HK$1,115/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$36,644/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,180
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,695
−HK$521/mo
Today · 4.125%
HK$20,216
baseline
▲ 0.50% · 4.625%
HK$21,282
+HK$1,066/mo
Deposit HK$3.78M · loan HK$3.78M · min. income ≈ HK$40,432/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$226,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,965
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,555
−HK$599/mo
Today · 4.125%
HK$20,154
baseline
▲ 0.50% · 4.625%
HK$21,380
+HK$1,226/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$40,308/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,098
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,664
−HK$574/mo
Today · 4.125%
HK$22,238
baseline
▲ 0.50% · 4.625%
HK$23,410
+HK$1,172/mo
Deposit HK$3.40M · loan HK$4.16M · min. income ≈ HK$44,476/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$226,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,689
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,332
−HK$654/mo
Today · 4.125%
HK$21,986
baseline
▲ 0.50% · 4.625%
HK$23,324
+HK$1,338/mo
Deposit HK$3.02M · loan HK$4.54M · min. income ≈ HK$43,972/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,016
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,633
−HK$627/mo
Today · 4.125%
HK$24,260
baseline
▲ 0.50% · 4.625%
HK$25,538
+HK$1,278/mo
Deposit HK$3.02M · loan HK$4.54M · min. income ≈ HK$48,520/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$226,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,413
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,110
−HK$708/mo
Today · 4.125%
HK$23,818
baseline
▲ 0.50% · 4.625%
HK$25,268
+HK$1,450/mo
Deposit HK$2.65M · loan HK$4.91M · min. income ≈ HK$47,636/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,934
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,603
−HK$678/mo
Today · 4.125%
HK$26,281
baseline
▲ 0.50% · 4.625%
HK$27,667
+HK$1,386/mo
Deposit HK$2.65M · loan HK$4.91M · min. income ≈ HK$52,562/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,137
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,888
−HK$763/mo
Today · 4.125%
HK$25,651
baseline
▲ 0.50% · 4.625%
HK$27,211
+HK$1,560/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$51,302/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,852
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,572
−HK$731/mo
Today · 4.125%
HK$28,303
baseline
▲ 0.50% · 4.625%
HK$29,795
+HK$1,492/mo
Deposit HK$2.27M · loan HK$5.29M · min. income ≈ HK$56,606/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$226,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,861
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,666
−HK$817/mo
Today · 4.125%
HK$27,483
baseline
▲ 0.50% · 4.625%
HK$29,155
+HK$1,672/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$54,966/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,770
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,542
−HK$783/mo
Today · 4.125%
HK$30,325
baseline
▲ 0.50% · 4.625%
HK$31,923
+HK$1,598/mo
Deposit HK$1.89M · loan HK$5.67M · min. income ≈ HK$60,650/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$226,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,585
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,443
−HK$872/mo
Today · 4.125%
HK$29,315
baseline
▲ 0.50% · 4.625%
HK$31,099
+HK$1,784/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$58,630/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,688
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,511
−HK$835/mo
Today · 4.125%
HK$32,346
baseline
▲ 0.50% · 4.625%
HK$34,051
+HK$1,705/mo
Deposit HK$1.51M · loan HK$6.05M · min. income ≈ HK$64,692/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,309
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,221
−HK$926/mo
Today · 4.125%
HK$31,147
baseline
▲ 0.50% · 4.625%
HK$33,042
+HK$1,895/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$62,294/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,606
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,481
−HK$887/mo
Today · 4.125%
HK$34,368
baseline
▲ 0.50% · 4.625%
HK$36,179
+HK$1,811/mo
Deposit HK$1.13M · loan HK$6.43M · min. income ≈ HK$68,736/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,033
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,999
−HK$980/mo
Today · 4.125%
HK$32,979
baseline
▲ 0.50% · 4.625%
HK$34,986
+HK$2,007/mo
Deposit HK$756K · loan HK$6.80M · min. income ≈ HK$65,958/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,524
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,450
−HK$940/mo
Today · 4.125%
HK$36,390
baseline
▲ 0.50% · 4.625%
HK$38,308
+HK$1,918/mo
Deposit HK$756K · loan HK$6.80M · min. income ≈ HK$72,780/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$226,827 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).