▼ 0.50% · 3.625%
HK$19,197
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,794
−HK$606/mo
Today · 4.125%
HK$20,400
baseline
▲ 0.50% · 4.625%
HK$21,642
+HK$1,242/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,800/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,356
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,929
−HK$581/mo
Today · 4.125%
HK$22,510
baseline
▲ 0.50% · 4.625%
HK$23,696
+HK$1,186/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,020/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,116
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,773
−HK$668/mo
Today · 4.125%
HK$22,441
baseline
▲ 0.50% · 4.625%
HK$23,806
+HK$1,365/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,882/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,492
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,122
−HK$639/mo
Today · 4.125%
HK$24,761
baseline
▲ 0.50% · 4.625%
HK$26,066
+HK$1,305/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,522/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,036
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,753
−HK$728/mo
Today · 4.125%
HK$24,481
baseline
▲ 0.50% · 4.625%
HK$25,970
+HK$1,489/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$48,962/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,627
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,315
−HK$697/mo
Today · 4.125%
HK$27,012
baseline
▲ 0.50% · 4.625%
HK$28,436
+HK$1,424/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$54,024/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,956
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,732
−HK$789/mo
Today · 4.125%
HK$26,521
baseline
▲ 0.50% · 4.625%
HK$28,134
+HK$1,613/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$53,042/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,763
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,508
−HK$755/mo
Today · 4.125%
HK$29,263
baseline
▲ 0.50% · 4.625%
HK$30,805
+HK$1,542/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$58,526/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,875
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,711
−HK$850/mo
Today · 4.125%
HK$28,561
baseline
▲ 0.50% · 4.625%
HK$30,299
+HK$1,738/mo
Deposit HK$2.53M · loan HK$5.89M · min. income ≈ HK$57,122/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,899
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,700
−HK$814/mo
Today · 4.125%
HK$31,514
baseline
▲ 0.50% · 4.625%
HK$33,175
+HK$1,661/mo
Deposit HK$2.53M · loan HK$5.89M · min. income ≈ HK$63,028/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,795
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,691
−HK$910/mo
Today · 4.125%
HK$30,601
baseline
▲ 0.50% · 4.625%
HK$32,463
+HK$1,862/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,202/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,034
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,893
−HK$872/mo
Today · 4.125%
HK$33,765
baseline
▲ 0.50% · 4.625%
HK$35,545
+HK$1,780/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,530/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,715
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,670
−HK$971/mo
Today · 4.125%
HK$32,641
baseline
▲ 0.50% · 4.625%
HK$34,627
+HK$1,986/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,282/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,170
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,086
−HK$930/mo
Today · 4.125%
HK$36,016
baseline
▲ 0.50% · 4.625%
HK$37,914
+HK$1,898/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$72,032/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,634
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,649
−HK$1,032/mo
Today · 4.125%
HK$34,681
baseline
▲ 0.50% · 4.625%
HK$36,791
+HK$2,110/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$69,362/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,305
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,279
−HK$988/mo
Today · 4.125%
HK$38,267
baseline
▲ 0.50% · 4.625%
HK$40,284
+HK$2,017/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$76,534/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,554
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,629
−HK$1,092/mo
Today · 4.125%
HK$36,721
baseline
▲ 0.50% · 4.625%
HK$38,955
+HK$2,234/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$73,442/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,441
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,472
−HK$1,046/mo
Today · 4.125%
HK$40,518
baseline
▲ 0.50% · 4.625%
HK$42,654
+HK$2,136/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$81,036/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,560 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).